The Operations officer is responsible for post sanction processing of loans, after verification of pre sanction documents and loan agreements and dispatching varified files with proper system updation to central storage, reconciliation with central team and managing the repayment instrument dispatch. The job holder is also responsible for ensuring internal and regulatory compliance and resolving customer service requests / complaints within stipulated TAT.
Key Responsibilities :
- Handle customer queries and provide appropriate solutions while maintaining high service standards
- Process loan documents submitted for account opening and ensure its subsequent disbursement
- Validate the submitted documents as per bank’s process and policies
- Responsible for the dispatch of disbursed files, repayment instruments etc., to central storage post updating the same in system
- Reply / revert on time for concurrent audit queries and ensure that satisfactory audit ratings are obtained
Qualifications :
Optimal qualification for success on the job is :
Graduation / Post-Graduation from a recognized instituteRole Proficiencies :
For successful execution of the job, the candidate should possess the following :
Knowledge of Finacle / other banking softwaresGood communication (both written and verbal) and presentation skillAbility to handle pressure and meet deadlinesHigh sales orientation to meet the sales targets consistentlyAbility to manage complex client situations