Talent.com
Data Scientist/Risk Modeling Analyst
Data Scientist/Risk Modeling AnalystConfidential • Mumbai, India
Data Scientist / Risk Modeling Analyst

Data Scientist / Risk Modeling Analyst

Confidential • Mumbai, India
19 days ago
Job description

Job Title : Data Scientist (Finance & Statistics)

Location : BKC, Mumbai

Department : Credit Risk Modeling

Reporting To : Team Lead

Employment Type : Full-time

Preferred Availability : Immediate Joiner

  • Preference will be given to candidates who can join immediately

Position Overview

At ACER Credit Rating, we are dedicated to providing transparent, independent, and timely credit ratings and research that empower investors and support market efficiency. We serve a diverse range of clients across sectors, delivering insightful analysis and high-quality ratings that shape informed financial decisions.

We are seeking an experienced Data Scientist / Risk Modeling Analyst who will be responsible for credit risk model development across sectors. This role involves building, validating, and enhancing quantitative and qualitative models that support credit rating decisions, risk assessments, and financial forecasts. We seek candidates with a strong foundation in finance, statistics, and data analytics who can contribute from day one.

Key Responsibilities

Model Development & Enhancement

  • Design, implement, and refine statistical and econometric models to support credit rating methodologies
  • Build models for key risk parameters, including Probability of Default (PD), Loss Given Default (LGD), and Expected Loss (EL)
  • Contribute to macroeconomic scenario analysis and stress testing frameworks
  • Model Validation & Monitoring

  • Conduct performance testing, benchmarking, and sensitivity analysis of existing models
  • Implement validation protocols to ensure models meet internal standards and regulatory requirements
  • Recommend enhancements based on validation outcomes and business feedback
  • Data Analysis & Management

  • Work with large, structured and unstructured datasets from multiple sources to support model calibration and back-testing
  • Perform exploratory data analysis and statistical testing to inform model assumptions
  • Documentation & Communication

  • Prepare comprehensive model documentation for internal committees, governance teams, and regulators
  • Communicate complex quantitative findings clearly to non-technical stakeholders, including rating analysts and senior management
  • Collaboration & Support

  • Liaise with cross-functional teams including Ratings, IT, Compliance, and Data Engineering
  • Provide analytical support during credit rating committee discussions and reviews
  • Statistical & Technical Skills Required

  • Strong command of statistical methods such as multivariate analysis, multiple linear regression, and other advanced statistical methodologies
  • Proficiency in Python for data manipulation and statistical modelling
  • Excellent analytical, quantitative, and problem-solving skills
  • Candidate Profile

  • Bachelor's degree (or higher) in Data Science, Statistics, Mathematics, Finance, Economics, or related field
  • Proficiency in Python, R, and statistical modeling
  • Strong financial and analytical skills with deep understanding of credit risk including strong understanding of finance and accounting concepts.
  • Willingness to be fungible across sectors and regions
  • Excellent analytical & communication skills.
  • Ability to work on multiple assignments under strict timelines.
  • Why Join Us

  • A collaborative and intellectually stimulating work environment
  • Exposure to diverse sectors and complex credit situations
  • Collaborative, diverse, and supportive team culture
  • Access to learning, development, and research resources
  • Compensation : Commensurate with relevant Experience and Industry Standards

    Joining : Immediate

    Location : BKC, Mumbai

    How to Apply : Send your updated CV to [HIDDEN TEXT] with the subject : 'Job Application – Data Scientist'

    Skills Required

    Data Manipulation, Statistical Modelling, Multivariate Analysis, Python

    Create a job alert for this search

    Data Analyst • Mumbai, India

    Related jobs
    Applied ML Scientist

    Applied ML Scientist

    SAIVA AI • Thane, IN
    SAIVA AI applies machine learning to make optimal use of electronic health data for the most vulnerable healthcare population. Our mission is to improve patient outcomes by augmenting clinical decis...Show more
    Last updated: 30+ days ago • Promoted
    Research Analyst - 45426

    Research Analyst - 45426

    Turing • Mumbai, IN
    Join us as an Research Analyst and help shape the future of large language models (like GPT).You’ll work on fascinating analytical questions, research real-world scenarios, and create structured co...Show more
    Last updated: 30+ days ago • Promoted
    Data Scientist - AI Training (Remote)

    Data Scientist - AI Training (Remote)

    Taskify AI • Kalyan-Dombivli, IN
    Remote
    Data Analysts and Data Scientists.In this role, you will work with datasets, apply analytical methods, and provide insights that improve AI performance. Identify and source datasets relevant to AI t...Show more
    Last updated: 18 hours ago • Promoted • New!
    Senior Data Scientist ( Machine Learning Engineer)

    Senior Data Scientist ( Machine Learning Engineer)

    CarTrade.com • mumbai, maharashtra, in
    Design, develop, and deploy sophisticated machine learning models to solve complex business challenges.Build and optimize end-to-end ML pipelines, including data preprocessing, feature engineering,...Show more
    Last updated: 16 days ago • Promoted
    Lead Data Scientist [T500-21183]

    Lead Data Scientist [T500-21183]

    Albertsons Companies India • Thane, IN
    About Albertsons Companies Inc.As a leading food and drug retailer in the United States, Albertsons Companies, Inc.Our well-known banners across the United States, including Albertsons, Safeway, Vo...Show more
    Last updated: 16 days ago • Promoted
    Data Science Analyst

    Data Science Analyst

    ISDAE • Kalyan-Dombivli, IN
    Are you passionate about transforming data into actionable insights? Do you thrive in a fast-paced, innovative environment? We’re looking for a Data Science Analyst to join our team and help us dri...Show more
    Last updated: 1 day ago • Promoted
    Lead Data Scientist

    Lead Data Scientist

    Cogitate • Navi Mumbai, Maharashtra, India
    Collaborate with cross-functional teams to design, develop, and implement innovative solutions using LLMs, and latest data science technologies. Understand Business problems and implement machine le...Show more
    Last updated: 13 days ago • Promoted
    Research Analyst

    Research Analyst

    Krima Solutions • Mumbai, Maharashtra, India
    Krima Solutions focuses on providing data intelligence and analytics support through automation, AI tools for its clients based in the Americas, Europe and Middle-East regions.The company believes ...Show more
    Last updated: 2 days ago • Promoted
    Data Scientist (Remote)

    Data Scientist (Remote)

    Quik Hire • Kalyan-Dombivli, IN
    Remote
    Data Analysts or Data Scientists.In this role, you will work with datasets, apply analytical methods, and provide insights that improve AI performance. Identify and source datasets relevant to AI tr...Show more
    Last updated: 18 hours ago • Promoted • New!
    Data scientist

    Data scientist

    Entrustech • Thane, IN
    We’re looking for a highly skilled and motivated professional to join our team and help shape the future of.As a Data Scientist, you’ll wear multiple hats and play a key role in advancing our AI-po...Show more
    Last updated: 12 days ago • Promoted
    Data Scientist

    Data Scientist

    DigiFocal IT Solutions Pvt Ltd • Thane, Maharashtra, India
    We’re Hiring : Data Scientist / Machine Learning Engineer (4–7 years experience).Are you passionate about turning data into real business impact? We’re looking for a. Build, deploy, and optimize pred...Show more
    Last updated: 2 days ago • Promoted
    Data Scientist - DSP Audience Optimization

    Data Scientist - DSP Audience Optimization

    The Trade Desk • thane, maharashtra, in
    Data Scientist – Digital Advertising & Marketing Technology.We are a global technology team responsible for building and managing advanced advertising platforms that power large-scale digital marke...Show more
    Last updated: 1 day ago • Promoted
    Data Science - Credit Risk

    Data Science - Credit Risk

    bluCognition • Mumbai, IN
    Cognition is an AI / ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities.Founded in 2017, by some very named senior professionals from the financial ser...Show more
    Last updated: 12 days ago • Promoted
    Data Science Analyst

    Data Science Analyst

    Investment Banking & Private Equity Institute® (IBPEI) • Thane, IN
    Are you passionate about transforming data into actionable insights? Do you thrive in a fast-paced, innovative environment? We’re looking for a Data Science Analyst to join our team and help us dri...Show more
    Last updated: 18 hours ago • Promoted • New!
    Data Scientist - AI Training (Remote)

    Data Scientist - AI Training (Remote)

    Quik Hire • Kalyan-Dombivli, IN
    Remote
    Data Analysts and Data Scientists.In this role, you will work with datasets, apply analytical methods, and provide insights that improve AI performance. Identify and source datasets relevant to AI t...Show more
    Last updated: 18 hours ago • Promoted • New!
    LLM Research Data Scientist

    LLM Research Data Scientist

    Innodata Inc. • Thane, IN
    Location- Remote Job(Full Time).Master's degree in Data Science, computer Science or a related field.High proficiency with AI tools (e. Copilots, GenAI platforms) and applying them to complex real-w...Show more
    Last updated: 30+ days ago • Promoted
    LLM Scientist

    LLM Scientist

    Insight Global • Kalyan-Dombivli, IN
    Familiarity with LangSmith, LangFuse, or similar LLM monitoring tools.Show more
    Last updated: 2 days ago • Promoted
    Data Scientist

    Data Scientist

    upGrad Rekrut • Kalyan-Dombivli, IN
    You will work on end-to-end data-driven solutions — from data cleaning to model deployment — enabling key insights for strategic decisions. Analyze large, complex datasets to extract meaningful busi...Show more
    Last updated: 6 days ago • Promoted