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Senior Software Engineer - FICO platform
Ford Motor Company
Chennai, Tamil Nadu, India
15 hours ago
Job description
Manage and administer FICO systems platform, including scorecard implementation, rules configuration, and system optimisation
Translate business requirements into FICO configurations, develop new decision strategies, and implement credit risk origination strategies
Utilise FICO's built-in testing capabilities to validate rule changes, scorecard implementations, and system configurations before deployment
Create and maintain reports to evaluate system performance, monitor scorecard effectiveness, and support champion / challenger testing strategies
Work closely with Risk, IT, and Business teams to enhance credit risk processes and ensure regulatory compliance
Interface with FICO technical teams and manage platform relationships to ensure Ford Credit requirements are met
Lead multiple large-scale projects within aggressive timelines, managing stakeholder expectations and delivering high-quality solutions
Identify opportunities to improve decision system effectiveness and efficiency within the automotive lending context
Engage and communicate effectively with project stakeholders and their teams to actively participate in key projects & initiatives
Desirable :
FICO systems experience strongly preferred
Automotive finance or consumer lending background
Experience with regulatory compliance requirements (FCA, PRA guidelines)
Knowledge of Ford Credit or automotive manufacturer finance operations
Previous experience transitioning from vendor-managed to in-house platforms
Champion / challenger testing methodology experience
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