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Credit Manager | Auto Loan

Credit Manager | Auto Loan

ConfidentialBengaluru / Bangalore
30+ days ago
Job description

Roles and Responsibilities

  • Manage a team responsible for credit underwriting, analysis, approval, and policy management.
  • Review and analyze credit proposals from various sources (direct, indirect) to assess risk.
  • Conduct thorough credit checks on customers using Cibil data, banking statements, income documents, etc.
  • Develop expertise in commercial vehicle loans, fleet credit, used car loans, four wheeler loans, retail assets, auto finance products.
  • Ensure compliance with regulatory requirements and internal policies related to credit risk management.

Desired Candidate Profile

  • 3-8 years of experience in Credit Management or similar role in NBFCs or banks dealing with Retail Assets / Auto Loans / Commercial Vehicles.
  • CA / MBA / PGDM degree required; relevant certifications like IRDA / NCFM preferred but not mandatory.
  • Strong understanding of Indian financial markets and regulations governing lending activities.
  • Skills Required

    Credit Management

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    Credit Manager • Bengaluru / Bangalore

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