One Mobikwik Systems - Director - Fraud & Risk

About the Role :

We are seeking a seasoned Director - Fraud & Risk to lead MobiKwik's fraud control and AML strategy across payments and lending products. This role will head Fraud Operations, Fraud Analytics, Transaction Monitoring, AML / KYC, and Chargeback Management, driving a proactive and tech-led approach to financial crime Lead and manage fraud operations across cards, wallets, UPI, and lending products ensuring strong monitoring and investigation processes.

• Oversee real-time transaction monitoring systems, deploy AI / ML-based detection models, and drive early fraud prevention mechanisms.
• Build and maintain fraud analytics frameworks leveraging machine learning and data-driven insights to detect and mitigate new-age frauds.
• Develop dashboards, fraud KPIs, and trend analysis for leadership reporting and regulatory oversight.
• Manage AML transaction monitoring, KYC operations, and suspicious activity reporting in compliance with RBI and FIU-IND requirements.
• Ensure robust due diligence and sanctions screening processes while coordinating with Legal and Compliance teams for regulatory adherence.
• Oversee the chargeback and dispute resolution process, ensuring timely and accurate case handling and driving process improvements.
• Collaborate with Product, Tech, Data, and Customer Experience teams to strengthen fraud prevention and minimize operational losses.
• Build, mentor, and scale a high-performing fraud risk and AML team to manage evolving fraud typologies and compliance requirements.
• Represent MobiKwik in regulatory and industry forums on fraud, AML, and financial crime topics, and liaise with law enforcement University degree in Finance / Law / Business or a related field.
• 12+ years of experience in a senior compliance management role
• Deep understanding of RBI, FIU-IND, and PMLA regulations applicable to fintech and NBFCs.
• Experience with fraud detection and transaction monitoring tools (e.g., Feedzai, Actimize, SAS Fraud Management, Falcon, ACI, etc.).

(ref : iimjobs.com)