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Mortgage Loan Pre-Assessment Analyst
Mortgage Loan Pre-Assessment AnalystHCLTech • Chennai, Republic Of India, IN
Mortgage Loan Pre-Assessment Analyst

Mortgage Loan Pre-Assessment Analyst

HCLTech • Chennai, Republic Of India, IN
1 day ago
Job description

📢 If you are looking for an exciting opportunity, join us at the Walk-in Drive!

HCL is hiring for Associate / Senior Executive roles, and we are conducting a Walk-in Drive in Sholinganallur.

📅 Walk-in Drive Details :

📍 Location : HCL TECH- Sholinganallur, ( Address : Elcot SEZ, Medavakkam High Road, Solinganallur, Chennai, Tamil Nadu 600119)

🗓 Date : 26 November, Wednesday & 27 November, Thursday

⏰ Walk-in Time : 2 : 00 PM- 5 : 00 PM

Contact HR SPOC Dharani

📍 Job Location : Chennai

🕒 Shift Timing : 7 : 00 AM 5 : 00 PM (IST)

🏢 Work Mode : Work from Office (WFO)

📂 Domain : Australian Mortgage

Job Summary :

The candidate is responsible for supporting the Credit Officer / Verification Officer in home loan Pre-Assessment (document sufficiency checks), Rework Triaging, and processing Simple Rework applications.

Key Responsibilities

Pre-Assessment :

  • Review new-money loan applications to ensure all mandatory documents and bank disclosures are provided, valid, signed and within acceptable date limits.
  • Perform identify verification by comparing system information with the supplied identification documents.
  • Highlight any discrepancies to brokers using system comments section, following the standard message template and predefined conditions list.

Rework Triaging :

  • Assess rework items using the defined matrix to determine whether they are complex or simple.
  • Route complex cases to the Verification Officer and process all simple rework items.
  • If unsure whether a case is simple or complex, route it to the Verification Officer for review.
  • Simple Rework :

  • Review pending conditions against the information or documents supplied by brokers.
  • Based on the review outcome, either fully approve the application or issue a pending notice.
  • Change the application status to NPW if broker notes or emails indicate the customer is not willing to proceed further with the application.
  • Qualifications

  • Minimum of 2 - 4 years of experience in mortgage / home buying process
  • Detail Oriented - exercise extreme attention to details;
  • thorough, accurate, organized, and productive and seeks to understand both cause and effect of a situation.

  • Strong analytical and problem-solving skills
  • Excellent Communication and stakeholder management skills, support by collaboration mindset and possess a service-based mindset with strong customer focus.
  • Highly motivated, result driven, team and customer focused
  • Good Judgement - The exercise of Critical thinking, analysing and assessing and taking ownership of outcome.
  • Create a job alert for this search

    Mortgage Loan Analyst • Chennai, Republic Of India, IN

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