Associate Manager, GBS CPM

This job is with Standard Chartered Bank, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly.

Job Summary

Overview

RRSD Unit faces the Group Risk Function with a peripheral support to CEO CIB Function. It handles wide spectrum of activities to support the Enterprise Risk Analytics, Traded Risk Management, Risk & Compliance Reporting teams of the Group Risk. The unit is also currently expanding itself to support the CEO CIB Office with Credit Portfolio Management. Various sub-units underneath RRSD are listed below :

CEO CIB Office

Credit & Portfolio Management (CPM)

Distribution :

CPM Distribution is part of Credit & Portfolio Management. CPM Distribution co-ordinates loan sales in the secondary market to generate liquidity, obtain RWA relief, and offload risk at minimum cost under the guidance of the Origination and Distribution Policy. To facilitate loan sales and other CPM Distribution initiatives, GBS CPM Team extracts the data on all transferable loans from multiple sources and compiles them in the Loan Database.

Distribution also runs various programs that help in the bank offloading RWA. The team functionally supports these various programs.

Analytics and liquidity

In addition, we do CPM Analytics activities which involve RWA Variance analysis, Account Plan Tracking, CPM MI packs and OBL MI packs. The activities include the production and distribution of RWA Variance reports for CB and CIB, analyzing RWA movements and engaging with GAM's directly on the reason for the Variance.

SAG Reporting

Monthly, Quarterly, Semi-Annual, and Annual performance of Regulatory and non-Regulatory reports.

Reaching out to in country RM to get clarity / Status of their clients.

Reaching out the Account manager and Account owners for Clarity on SAG accounts.

Helping the in-country team to keep track of various access and Client related information for SAG clients in System such as RV2.

Principle Finance

Periodical Maintenance of Investment details in the Bank Application. Timely updates during fresh investment or exit in Bank application and related reporting.

Process payments for Third parties and related requirements as per the Bank's payment policy

Vendor management : Vendor management includes Vendor creation, Third party security assessment and related requirements in Bank's application.

Involve in internal and external regulatory requirements such as FATCA, BHCA, Volcker reporting, Due Diligence activities, Investment register

Assurance checks :

Monthly, Quarterly, Semi-Annually and Annually performance of CST and KCIs.

Ensure the timelines for the metrics met in M7 every cycle.

MI (NFRC) preparation and reporting to be done every month.

Thorough knowledge in M7 and Tableau.

Be aware of Ops Risk environment to know latest updates.

Metrics coverage to be extended to the overall process (wherever applicable) and it should not always be on the check description.

Exceptions to be discussed and agreed with CPO / GPO before recording in M7.

Results of the metrics to be articulated clearly as per the check description.

Working Papers / Supporting documents / Approval emails to be saved and maintained in the share drive systematically.

Key Responsibilities

Strategy

Help to ensure appropriate BAU controls being established and deployed effectively in GBS.

Help to support new Business requests through Product programmes and Country addendums

Help to look for possibilities of leveraging on synergy within the various processes through automation thereby bringing in improvements.

Business

Help the team to pursue the strategic intent and agenda for RRSD

Help to improve client experience through more efficient and effective processing in tandem with Risk, Client Coverage and Front Office users

Processes

CEO CIB Office

Credit & Portfolio Management (CPM)

Monthly RWA Hygiene / ECL Hygiene reports at a regional level

Monthly RWA Variance report for both CIB and CB and analysing the reason for the RWA movement

Monthly ECL Variance report for both CIB and CB and Analysis the reason for the ECL Movement

Development and maintenance of various CPM MI Dashboard like CPM MI, CG Simulation etc.

Monthly RHCIC packs reporting the entire list of loans monitored by CPM distribution, List of loans on Marketing list, recommended for Sale and Pending marketing.

Bi-Monthly RWA LSD Pricing update

Monthly Minimum Retained Uninsured Report, Industry statement, Regional portfolio report, GCLO pack, OBL MI packs, CPM MI packs and priority Sale Report to respective CRO.

Monthly Chakra Reference / RWA save on Chakra Reference report at regional Level and Chakra Reference related activities.

Maintenance of the Loan Sales database and monthly update of RMI, PMI, SCI, Creditmate and ACBS data

Drive Capital and Liquidity efficiency through IBSM Deal direction

Take responsibility for IBSM deal direction and support deal direction process that leverages Group's Balance Sheet capacity as well as Bank's cross border capabilities while meeting regulatory, liquidity and capital requirements.

Manage deal flow and deal related issues.

Support the delivery of strategic development for IBSM process.

Take responsibility for the internal documentation and tools like DOI and DM and ensure that they always remain up-to-date .

Collaboration with stakeholders

Work with the business / product teams and IBSM policy in Group Treasury to ensure that there is a reasonable line of sight on the projected volumes and demand growth for offshore deals and working with IBSM policy to track OBL capacity and utilisation are at desired levels.

Ensure that Accountable Executives in the OBLs are kept informed of the utilisation and volume trends across the originating and booking units.

• Manage expectations of various stakeholders and ensure that the policy is uniformly implemented across various OBLs and the originating units

People & Talent

Compliance with all relevant process procedure, guidelines, rules & regulations

To work and solve problems independently and be able to work in a deadline-oriented environment

Risk Management

Embed new Operational Risk framework into monitoring processes and report any escalations to Management.

Monthly monitoring of CST and performance measurement of KCIs

Governance

Work closely with Operational Excellence & Change management team members to understand key issues and processes and drive automation of processes.

Adherence to mandatory certifications and operational requirements

Regulatory & Business Conduct

Display exemplary conduct and live by the Group's Values and Code of Conduct.

Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

Key stakeholders

Group Traded Risk Management (TRM)

Group Enterprise Risk Management Team

Group Risk & Compliance Infrastructure and change management

CEO, CIB office

Associated Technology partners

Business desks

GBS Management team

Other Responsibilities

Participate in at least 2 days of volunteering per year

Participate in engagement activities

Be motivated and actively engage in activities like innovation and automation initiatives

To hold assigned roles of First Aider

/ Fire Warden / ADCC as appropriate and discharge the expected responsibilities.

Qualifications

Post-Graduation in Finance with relevant 3+ yrs experience

Risk Certifications from established institutions is recommended.

FRM Certified candidates will be preferred.

Any technical Certification in MS Office Advanced tools / SQL / Tableau / SAS /

will be preferred.

General Skill Set :

Strong knowledge in banking products across asset classes (FX / Rates / Equity / Credit and Commodities)

Strong knowledge in Data Analytics (Including ML capabilities)

Hands-on SQL, SAS, PYTHON

Awareness of trading environment, macroeconomic fundamentals, market moves & potential impact on exposures.

Excellent communication skills - verbal and written

Ability to work under pressure

Have excellent attention to detail

Be able to work in a global team

Expertise in programming language is not required but good to have

Working knowledge in MS Excel, Access

Knowledge about Market and Credit Risk

Documentation skills

Working knowledge of the Group's businesses, governance structure and approach to risk management.

Experience in team admin tasks / cost controller / project accountant role with familiarity to SCB project management standards / tools would be a distinct advantage

Experience in Agile framework

Significant Experience in major regulatory programs in the Risk / Finance, Banking industry - BCBS,IMM,CVA etc

Skills and Experience

Manage Conduct

Manage Risk

Manage People

FM Products

Problem Solving skills

SAS / Python / SQL / Tableau

Analytical Skills

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we : Do the right thing

and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do

Never settle,

continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well

Are better together,

we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter,

we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

Core bank funding for retirement savings, medical and life insurance,

with flexible and voluntary benefits available in some locations.

Time-off

including annual leave, parental / maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.

Flexible working

options based around home and office locations, with flexible working patterns.

Proactive wellbeing support

through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits

A continuous learning culture

to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.

Being part of an inclusive and values driven organisation,

one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.