Anti-Money Laundering (AML) Lead - Cross-Border Trade & Payments

Company : Trade Pe

Location : Mumbai (Onsite)

Type : Full-time

Trade Pe is a fast-growing fintech company in the cross-border payments space, building modern infrastructure that simplifies and accelerates global trade transactions. Our vision is to become the backbone of seamless, reliable, and secure payment flows for businesses worldwide.

We are scaling rapidly, solving complex 0-to-1 challenges, and designing systems that handle high volumes, low latency, and mission-critical global trade transactions. At Trade Pe, you’ll have the opportunity to shape not just products but the future of global payments, directly from India to the world.

About the Role

We are seeking an experienced AML Lead to design and own our AML / CFT and TBML framework, embedding regulatory requirements into Trade Pe’s policies, monitoring processes, and digital controls. Acting as MLRO (or delegate), you will lead risk assessments, STR / SAR filings, governance forums, and frontline training—ensuring robust compliance and proactive risk management across cross-border flows.

This is a high-visibility leadership role, interfacing with regulators, AD-I banks, payment partners, and global correspondents to ensure India’s regulatory expectations are embedded in a scalable, tech-led compliance architecture.

Key Responsibilities

• Design, implement, and maintain comprehensive AML / CFT policies aligned with RBI, FIU-IND, FEMA, and FATF standards.
• Continuously update frameworks to reflect emerging typologies, TBML indicators, and red flags.
• Develop and strengthen risk-based controls, including customer segmentation, CDD / EDD frameworks, and sanctions screening processes.
• Lead deployment of AML technology platforms, building automated workflows for screening, monitoring, escalation, and reporting.
• Implement advanced transaction monitoring systems, integrating trade data (SWIFT messages, HS codes, invoice values, routes) to detect TBML and minimize false positives.
• Serve as the primary liaison with FIU-IND, RBI, AD-I banks, and auditors; ensure timely STR / SAR and CTR filings, EDPMS / IDPMS alignment, and closure of regulatory observations.
• Oversee audits, inspections, and governance forums, presenting a strong compliance posture to the Board and Audit Committee.
• Build and lead a high-performing AML team, driving investigations, advisory support, and frontline training to embed a compliance-first culture across the organization.

Experience & Skills

Why Join Trade Pe?

Trade Pe is building the backbone of global trade banking—faster, more cost-efficient, and fully compliant. From collections, remittances, and FX to documentation, trade intelligence, and financing, we empower exporters and importers to scale seamlessly across borders.