Revfin - Manager / Senior Manager - Fleet Underwriting

Description : Job Summary

We are seeking an experienced Manager / Senior Manager (5+ years) with mandatory expertise in commercial vehicles (CV) and fleet underwriting across the entire wheel segment. The ideal candidate will possess strong proficiency in developing and implementing risk-based strategies, conducting detailed financial analysis of large corporates (>200 Cr.), and preparing accurate Credit Notes for senior management.

Key responsibilities include managing the entire underwriting process, executing on-site / off-site Personal Discussions (PD), and actively contributing to PDD (Post-Disbursement Documentation) management and Quick Mortality prevention through robust Early Warning System (EWS) strategies.

Key Responsibilities and Underwriting Deliverables :

Underwriting & Credit Analysis :

• Leverage Minimum experience of 5 years in wheel segment underwriting, spanning TW, 3-Wheeler, 4-Wheeler, LCV, SCV, and M&HCV segments.
• Possess deep experience in commercial vehicles and terminology is mandatory for accurate risk assessment.
• Be Fluent in CAM (Credit Appraisal Memorandum) preparation and skilled in Bank statement plotting and analysis to assess borrower cash flows.
• Be Well adapt with financial statement analysis of large corporates (>200 Cr.) for complex fleet financing proposals.

Risk Management and Strategy :

Process and Stakeholder Management :

Personal Attributes :

Mandatory Skills & Qualifications :

Preferred Skills :

(ref : iimjobs.com)