Product Manager-SALARIED PL AND WORKING CAPITAL-MIS - KMBL

PG

Job Description -Business Banking Assets Job Purpose :

To lead strategic initiatives in the Business Banking Assets division focused on process simplification, regulatory compliance, audit management, and cross-functional collaboration. This matrix role involves working closely with Policy, Customer Experience, Credit, Risk, Legal, Compliance, and Business teams to drive operational excellence and ensure alignment with regulatory and organizational standards.

Key Responsibilities :

• Lead process simplification initiatives across lending operations to enhance efficiency and customer experience.
• Monitor and interpret RBI circulars and regulatory updates impacting the lending business, ensuring timely dissemination and implementation.
• Manage audit requirements including coordination, response preparation, and closure of audit observations.
• Collaborate with frontline sales teams to identify operational challenges and implement process improvements.
• Work extensively with Legal teams on property and loan-related process simplification and documentation.
• Engage with Compliance to ensure adherence to regulatory frameworks and internal policies.
• Coordinate with Policy, Credit, Risk, and Customer Experience teams to align operational processes with strategic goals.
• Drive process re-engineering initiatives to optimize workflows and reduce turnaround times.
• Lead and mentor a team of 5 direct reports, fostering a culture of accountability and continuous improvement.

Key Skills & Competencies :

Skills Required

Operational Risk Management, Stakeholder Management, Attention To Detail, Documentation, regulatory interactions , Process Re-engineering, Team Management, Mentoring, audit management