Senior Mortgage Underwriter

Responsibilities :

Knowledge of mortgage underwriting and Agency automated underwriting systems

Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines

Review all mortgage applications and documentation for accuracy and completeness

Review and be able to complete a full analysis of all types of income (Self / Rental / Wage / etc), Assets, Liabilities, Credit and Collateral.

Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators

Review property documentation including title commitments, sales contracts, insurance, and flood determinations

Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud

Review and analyze appraisals for value and compliance with industry requirements

Demonstrate the ability to independently make sound decisions based on the creditworthiness of the applicants based on established underwriting guidelines, policies, procedures, knowledge, and experience

Provide exceptional customer care (both internal and external) in a manner that satisfies the individual needs of each customer and builds loyalty to the client

Maintain confidentiality of all customer and employee information

Respond positively to feedback .Meeting daily production.

Meeting the daily SLA requirement.

Qualifications Education : Bachelors in any stream.

Experience : 2+ years’ increasingly responsible experience in related areas.

Knowledge / Skills / Abilities :

Experienced mortgage professional with 2-3 years with mortgage underwriting.

Has a complete understanding of Conventional, FHA and VA underwriting guidelines.

Has working knowledge of real estate lending criteria and federal, state, and agency compliance

Can multi-task and manage time efficiently

Has strong organizational skills, attention to detail, and basic Microsoft Office skills

Good analytical and problem-solving skills.

Strong organization and verbal and written communications skills. . Salary Package- 40 to 60 k per month . Location - Pune, Delhi, Haryana, Bangalore, Nagpur, Mumbai Indore.

Contact 9630413511 Soniya HR