Jobs in India

Business Loan Sales Officer

The Business Loan Sales Officer plays a crucial role in the financial institution by developing and maintaining the business loan portfolio. This position is integral to driving revenues and ensuring customer satisfaction through tailored lending solutions. The officers primary responsibility is to assess and understand the financial needs of small to mediumsized enterprises (SMEs) and to provide suitable financing options that contribute to their growth and success. This role demands a blend of keen relationshipbuilding skills thorough knowledge of lending products and a strong commitment to customer service. The Business Loan Sales Officer is expected to remain updated with market trends advising clients accordingly fostering longstanding relationships and promoting the organization s services effectively. Ultimately this position contributes to the financial health of the community by supporting local businesses and enhancing the overall experience within the financial services sector.

Key Responsibilities

• Identify and target potential business clients seeking loan options.
• Conduct thorough needs assessments to understand borrowers financial situations.
• Develop and maintain strong relationships with clients and referral sources.
• Review credit applications and assess risk levels associated with lending.
• Prepare and present loan proposals to management for approval.
• Communicate loan terms and conditions clearly to clients.
• Provide ongoing customer support throughout the loan application process.
• Follow up on leads and convert prospects into customers.
• Monitor the performance of existing loans and maintain client interactions.
• Maintain uptodate knowledge of industry regulations and lending policies.
• Participate in networking events to expand business opportunities.
• Collaborate with marketing teams to create promotional materials and campaigns.
• Utilize customer feedback to improve service offerings.
• Ensure all documentation is accurate and submitted in a timely manner.
• Meet and exceed sales targets and performance metrics.

Required Qualifications

market trend awareness,communication skills,analytical skills,microsoft office suite proficiency,crm software proficiency,lending products knowledge,time management,credit assessment,customer service,relationship-building,problem-solving,financial acumen,loan,sales,financial analysis,loan sales,negotiation skills

Key Skills

Cost Accounting,Food Technology,Graphic Designing,Brand Communications,ITI

Employment Type : Full Time

Vacancy : 1

Monthly Salary Salary : INR 180000 - 300000