Credit reporting / Annual Reviews

Credit Rating / Analysis (Associate / Sr. Associate / Delivery Lead / Manager)

Job location- Bengaluru (WFO mode)

Job Purpose

We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs.

Key Responsibilities

The candidate will perform credit risk assessment for General Corporate

Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of large corporates

Managing a portfolio of clients and handling rating assignments

Financial Spreading (preferably on MCL Moodys Credit Lens or any other platform / MS Excel templates)

Preparing credit reports (annual / quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.)

Build forecast excel models (Projections and DCF models will be an added advantage)

Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties

Adhering to standard operating procedure & policies including compliance documentation. Maintaining strong relationship with the client

Key Competencies

3-12 years relevant experience in credit review / appraisal, credit rating, report writing, capital structure, EBITDA, leverage ratio & financial statement analysis for mid-large size corporates OR building financial model, LBO models, DCF / relative valuations

Good communication skills

Ability to multi-task, priority setting and meeting deadlines

The candidate should possess a highly analytical mind with an eye for detail, as well as a very high level of attention

Clear and logical thinking to understand client’s requirements

POC- Alka Sinha (alka.sinha@acuitykp.com)