Chief Product & Technology Officer

✨ We’re building India’s first Agentic AI Payroll OS with Fintech & Insurance at scale. Profitable & Pre-Series A funded. Looking for a CPTO Co-founder to join the journey.

Kredily already powers 25,000+ businesses and 1 million+ employees . With a profitable SaaS foundation, we are now transitioning from SaaS → AI-first Payroll + Fintech OS , embedding automation, compliance, financial services, and insurance into one intelligent platform for India’s 63M SMBs.

Our vision is to create a deeply engaged platform of SMBs and employees where Payroll is just the entry point. From there, we will cross-sell tailored financial products — loans, credit cards, investments, and insurance — making Kredily the default workplace + financial OS for India.

We’re looking for a visionary Chief Product & Technology Officer (CPTO) to lead this transformation.

Your role :

Lead the AI-native roadmap from SaaS → Payroll + Fintech OS.

Architect the AI-first tech stack (LLMs, agent frameworks, vector DBs).

Build fintech & insurance integrations at payroll scale.

Drive engagement-led growth , enabling intelligent cross-sell of financial products .

Ensure trust, compliance, and data security across payroll + financial services.

Build and mentor a world-class AI+SaaS+Fintech org .

Partner with CEO on vision, growth & fundraising .

Requirements :

Top-tier college background (IIT / IIM / BITS or equivalent) .

10+ years startup experience with proven 0 → 1 → 100 scale.

Hands-on AI development (LLMs, ML infra, agentic workflows).

SaaS + Fintech / Insurance product leadership track record.

Willing to put skin in the game.

What we offer :

Profitable & Pre-Series A funded startup with strong traction.

Co-founder track + high-upside ESOPs.

A chance to redefine Payroll + Fintech + Insurance in India at massive scale .

Write to hr@kredily.com, if you’re ready to build the future with us.