Commercial Underwriter

Key Responsibilities :

Apply a detailed understanding of

AAF Lending Policy, Standards, and Lending Criteria

to assess loan applications.

Evaluate

commercial mortgage products

for eligibility and suitability based on customer profiles and property types.

Use

front-end systems

to submit and track CRE applications through to credit approval.

Prepare

credit papers

for submission to UK based’s Credit team, ensuring clarity and completeness.

Maintain a

minimum 98% right-first-time documentation standard , ensuring accuracy and compliance.

Work both

independently and collaboratively

to meet deadlines and service level agreements (SLAs).

Adapt quickly to changing priorities and work proportionately based on transaction complexity.

Contribute to

process improvement initiatives , identifying areas for efficiency and automation.

Build strong working relationships with

internal stakeholders

through clear and effective communication.

Liaise with

KYC and Financial Crime departments

to resolve onboarding issues related to fraud or compliance.

Attend

ad hoc meetings

as required by the UK team.

Perform

additional tasks

as assigned to support the CRE Lending function.

Candidate Profile :

Education & Experience :

Bachelor’s degree in finance, Economics, Accounting, or related field.

1–3 years of experience in credit analysis, commercial lending, or financial services.

Exposure to UK banking or international financial institutions is preferred.

Skills & Competencies :

Strong analytical and documentation skills.

Proficiency in Excel and financial modelling.

Excellent written and verbal communication in English.

Ability to work across time zones and manage remote stakeholder relationships.

Familiarity with UK lending practices and compliance standards (training will be provided).

Desirable Qualifications :

Progress toward CFA, FRM, or similar certifications.

Understanding of UK property markets and commercial lending products.