Insurance Underwriter

About The Job

Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark , General Catalyst , Peter Thiel , Adam D'Angelo , Larry Summers , and Jack Dorsey .

Position : Financial Services Professional

Type : Independent Contractor

Compensation : $60–$100 / hour

Location : Remote

Duration : 6 weeks

Commitment : 30+ hours / week

Role Responsibilities

• Calculate qualifying monthly income using pay stubs, W-2s, tax returns, and self-employment documents.
• Conduct credit report risk assessments by identifying derogatory marks, utilization ratios, and tradeline history.
• Perform debt-to-income (DTI) ratio calculations based on verified income and liabilities.
• Provide loan decision recommendations with written rationales and policy citations.
• Review and clear conditional approval stipulations by matching submitted documents to underwriting requirements.
• Evaluate collateral value and calculate loan-to-value (LTV) ratios using valuation tools.
• Identify fraud indicators by cross-referencing applicant data across documents and verifying authenticity.
• Support secondary workflows such as compensating factor reviews, adverse action notice generation, credit exception evaluations, and counter-offer structuring.

Qualifications

Must-Have

Preferred

Compensation & Legal

Application Process (Takes 20–30 mins to complete)

Resources & Support

PS : Our team reviews applications daily. Please complete your AI interview and application steps to be considered for this opportunity.

Skills Required

Credit Analysis, Quality Control