Credit Manager

Product : Unsecured Business loan

CTC upto 16 LPA

About the Role :

We are scouting for individuals who will be building, planning and implementing the overall finance strategy. If you want to start small, impact large - this is the place for you.

Key Responsibilities :

• Credit Risk Assessment : Analyze Bank statements, Bureau reports, and other related documents to assess credit risk and the financial health of clients
• Credit Evaluation : Provide recommendations based on credit scoring models and financial performance, ensuring decisions align with company policies and risk management guidelines.
• Understanding of Financial Statements : Calculate and understand financial ratios and evaluate financial position of the borrower
• Customer Interaction : Communicate with clients, to gather information and resolve queries related to credit assessments.
• Compliance and Regulation : Ensure adherence to relevant credit policies, legal regulations, and best practices in credit analysis.
• Trend Analysis : Stay updated on industry trends, market conditions, and macroeconomic factors affecting credit risk.
• TAT management : Credit Analyst is held accountable for completing tasks promptly while maintaining the quality of work.

Key Requirements :

Skills :

Personal Attributes :

Skills Required

Credit scoring systems, Credit-related regulations