Talent.com
Associate - Merchant Acquiring
Associate - Merchant AcquiringTriOptus • gurugram, India
Associate - Merchant Acquiring

Associate - Merchant Acquiring

TriOptus • gurugram, India
4 days ago
Job description

Title : Associate-Merchant Operations

Location : Remote

Duration : 6 months

Job Purpose

The Merchant Operations Associate is responsible for ensuring accurate and timely data input for merchant setup and maintenance within the system. The role involves preparing daily financial entries related to merchant payments, refunds, recoveries, and settlements, as well as performing reconciliations for various GL accounts. The position also ensures timely tracking and updating of operational reports and handles merchant-related queries to support smooth operational functioning.

Key Responsibilities / Key Result Areas

Merchant Setup & Maintenance

  • Process merchant setup requests with accuracy as per approved merchant setup forms.
  • Execute merchant maintenance activities based on requests received from Relationship Managers (RMs) and merchants.
  • Track and reprocess rejected transactions in a timely manner.

Financial Operations

  • Prepare daily financial vouchers for merchant settlements.
  • Process fee reversals, debit / credit adjustments, and other financial entries accurately and within defined timelines.
  • Update and maintain financial records in compliance with bank policies and regulatory guidelines.
  • Prepare incentives for merchants and Relationship Managers.
  • Reconciliation & Reporting

  • Perform daily reconciliation of merchant payments, receivables, and payables.
  • Maintain and update daily tracking files and operational reports.
  • Ensure proper MIS reporting and analysis for management review.
  • Query Handling

  • Manage and respond to merchant queries promptly and professionally.
  • Provide value-added support and advice to business units and related stakeholders to ensure timely resolution of operational issues.
  • Operating Environment, Framework & Working Relationships

  • Liaise with card networks (Visa, MasterCard), vendors, service providers, and industry associations regarding transaction processing issues and exception handling.
  • Coordinate with internal teams—including Business Units, FRMU, Disputes, and MSU—on settlement-related matters.
  • Operate within established bank policies, regulatory guidelines, and operational frameworks.
  • Problem Solving

  • Identify, escalate, and resolve issues related to merchant setup, settlement, reconciliation, and transaction exceptions.
  • Provide analytical insights and recommendations to support business units and improve operational processes.
  • Ensure timely troubleshooting of problems to maintain seamless merchant operations.
  • Decision-Making Authority

  • Make operational decisions within defined authority limits and based on experience.
  • Exercise judgment in resolving merchant and settlement-related issues in line with established policies and procedures.
  • Knowledge, Skills & Experience

  • Good understanding of general banking operations with hands-on experience in merchant acquiring functions, including merchant setup, maintenance, and payments.
  • 1–3 years of experience in the cards domain or multi-discipline banking environment.
  • Strong knowledge of acquiring systems and related processes.
  • Proficiency in MS Office applications, with strong MIS and data analysis skills.
  • Excellent communication skills (both written and verbal) and strong interpersonal abilities.
  • Strong analytical and problem-solving skills with attention to detail.
  • Behavioral Competencies

  • Customer-focused mindset
  • Team collaboration
  • Attention to accuracy and detail
  • Time management and ability to work under pressure
  • Proactive approach to problem-solving
  • Professional communication and stakeholder management
  • Create a job alert for this search

    Associate • gurugram, India

    Related jobs
    Associate - Merchant Acquiring

    Associate - Merchant Acquiring

    TriOptus • gurgaon, haryana, in
    Title : Associate-Merchant Operations.The Merchant Operations Associate is responsible for ensuring accurate and timely data input for merchant setup and maintenance within the system.The role invol...Show more
    Last updated: 4 days ago • Promoted
    Donor Relations & Partnerships Associate

    Donor Relations & Partnerships Associate

    Leap 300 • Gurgaon, India
    JD : Donor Relations & Partnerships Associate.Leap 300 : Non-Governmental Organisation (NGO).A high-impact sales and partnerships role for someone who thrives on building relationships, driving renew...Show more
    Last updated: 3 days ago • Promoted
    Associate Relationship Manager

    Associate Relationship Manager

    Confidential • Gurugram, Gurgaon / Gurugram, India
    We are seeking a dynamic Associate Relationship Manager to join our team in Gurugram.This role is perfect for someone with 1-3 years of experience in the insurance sector, specializing in sales and...Show more
    Last updated: 25 days ago • Promoted
    Associate-Finance

    Associate-Finance

    Confidential • Gurgaon / Gurugram, India
    As a CBRE Valuation Associate, you will be responsible for overseeing team research efforts and preparing market information for appraisal assignments. This job is part of the Valuation function.The...Show more
    Last updated: 25 days ago • Promoted
    Senior Associate, Treasures Private Client Relationship Manager, Consumer Banking Group

    Senior Associate, Treasures Private Client Relationship Manager, Consumer Banking Group

    Confidential • Gurgaon / Gurugram, India
    To deliver exceptional volume and revenue performance by acquiring and engaging with DBS Treasures Private HNI clients having a total relationship value of 6cr INR & above.This role requires an exp...Show more
    Last updated: 6 days ago • Promoted
    Senior Process Associate - Collateral (US Mortgage)

    Senior Process Associate - Collateral (US Mortgage)

    Confidential • Gurugram, Gurgaon / Gurugram, India
    Process associate- Collateral Management (US Mortgage).Exp- 2-3 years' experience in US Mortgage.Shift- 4 PM to 1AM (5 days working). SPA- Collateral Management The Collateral Management Specialist ...Show more
    Last updated: 25 days ago • Promoted
    Commercial Real Estate ( Sr. Associate / Delivery Lead)

    Commercial Real Estate ( Sr. Associate / Delivery Lead)

    Acuity Knowledge Partners • Gurugram, Haryana, India
    Acuity is currently looking for dedicated and motivated individuals who have strong leadership, organizational and teamwork skills for its Lending Services team based in Gurgaon.Notice Period : Imme...Show more
    Last updated: 4 days ago • Promoted
    Associate / Sr Associate Deal Value Creation

    Associate / Sr Associate Deal Value Creation

    Confidential • Gurgaon / Gurugram, Mumbai
    Associate / Sr Associate Deal Value Creaon.KPMG Advisory professionals provide advice and assistance to enable companies, intermediaries and public sector. KPMG rms provide a wide range of Risk Advi...Show more
    Last updated: 22 days ago • Promoted
    Associate - Treasury Associate - Gurugram

    Associate - Treasury Associate - Gurugram

    BDO India • Gurugram, Haryana, India
    Managing banking payments for the Indian and International vendors,.Knowledge of GST and TDS compliances,.Good communication (both verbal and written). Resolution of vendors queries,.Vendors reconci...Show more
    Last updated: 4 days ago • Promoted
    vCommission - Associate Manager - Affiliate Growth

    vCommission - Associate Manager - Affiliate Growth

    vCommission • Gurugram, India
    Campaign Execution & Growth : - Launch, manage, and optimize CPS-based coupon & cashback campaigns ensuring measurable ROI.Drive Telegram inventory b...Show more
    Last updated: 30+ days ago • Promoted
    Senior Associate - Order to Cash (OTC) Collections

    Senior Associate - Order to Cash (OTC) Collections

    S&P Global • Gurgaon, Haryana, India
    This job is with S&P Global, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly.About the Rol...Show more
    Last updated: 8 days ago • Promoted
    Associate - Treasury Associate - Gurugram

    Associate - Treasury Associate - Gurugram

    Confidential • Gurugram, Gurgaon / Gurugram, India
    Managing banking payments for the Indian and International vendors,.Knowledge of GST and TDS compliances,.Good communication (both verbal and written). Resolution of vendors queries,.Vendors reconci...Show more
    Last updated: 21 days ago • Promoted
    Investment Banking Senior Associate

    Investment Banking Senior Associate

    Acuity Knowledge Partners • Gurugram, Haryana, India
    Hiring for Investment Banking Senior Associate for Gurgaon team.Graduate / Post-graduation in Finance or equivalent qualification (CFA, MBA [Finance], CA or equivalent). Industry studies, thematic r...Show more
    Last updated: 4 days ago • Promoted
    Associate

    Associate

    WNS • Gurugram, Haryana, India
    We are organizing a Hiring Event for "Associate"- Chat Process.Date – 19-20 Nov 2025 (Wednesday & Thursday).Address - World Tech Park, Tower A2-A3, 11th Floor, Sector-30, Gurgaon.Respond to custome...Show more
    Last updated: 30+ days ago • Promoted
    Loan Operations / Servicing (Assistant / Associate Director)

    Loan Operations / Servicing (Assistant / Associate Director)

    Acuity Knowledge Partners • Gurugram, Haryana, India
    Associate / Associate Director - Loan Operations / Servicing, Gurgaon.We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working for ...Show more
    Last updated: 30+ days ago • Promoted
    Senior Merchant

    Senior Merchant

    Confidential • Gurgaon / Gurugram, India
    The Senior Merchant will support and execute new sourcing strategies to support businesses and functions.In this role, you will conduct day to day operational activities, resolve process discrepanc...Show more
    Last updated: 25 days ago • Promoted
    Senior Associate - Strategy&

    Senior Associate - Strategy&

    PwC India • Gurugram, Haryana, India
    Strategy& – Senior Associate – Strategy Consulting.Consumer || FMCG || Industrial || FMEG || E-Commerce || Retail.Mumbai || Gurgaon || Bangalore. Only candidates who have filled out the form and ema...Show more
    Last updated: 4 days ago • Promoted
    Investment Banking Associate

    Investment Banking Associate

    Acuity Knowledge Partners • Gurugram, Haryana, India
    Supporting our clients on multiple industries including Consumer, IT / BPO, Telecom, Real Estate, Infrastructure, Healthcare, Metal & Mining, Retail, Oil & Gas, FIG, Services.Preparing financial ana...Show more
    Last updated: 30+ days ago • Promoted