Credit Manager-Mass Market

Credit Manager-Mass Market

Designation

Credit Manager

Grade

Senior Executive

Reporting to

Area Credit Manager

Location

Mumbai & Pune

Function

Risk (Underwriting)

Job Purpose

The role incumbent will be responsible for end-to-end credit underwriting and disbursal of mortgage loans

Role

• Credit assessment and underwriting of mortgage loan applications based on product and policy norms – end to end from login to disbursal of loans
• Appraising loan applications for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials
• Disbursal of Mortgage Loans including all checks and verifications
• Coordination with legal, technical and processing vendors and training of vendors and vendor staff on processes and polices
• In-person meetings and discussions with clients
• Responsible for maintaining the processing TAT
• Participate in and clear regular internal and external audits
• Vendor management, including quality monitoring Qualification & experience

Qualification & experience

Essential skills

Skills Required

Vendor Management, Underwriting, credit assessment, Mortgage Loans