Job Title : Quality Analyst – UK Mortgage Underwriting Process
Location : Pune, Hinjewadi
Experience : 4 to 8 Years (Minimum 2 years as a QA in US / UK Mortgage domain)
Industry : BPO / Financial Services
Process : UK Mortgage Underwriting
Role Overview :
We are seeking a detail-oriented and experienced Quality Analyst to oversee and enhance quality in the UK mortgage underwriting process. The ideal candidate will have a deep understanding of mortgage lifecycle, credit risk, income assessment, and appraisal analysis, with a strong focus on ensuring accuracy, compliance, and operational excellence through structured audits.
Key Responsibilities :
- Perform quality audits on mortgage underwriting files to ensure adherence to client and investor guidelines (Fannie Mae, Freddie Mac, FHA, VA, etc.)
- Validate credit, income, assets, liabilities, and collateral documentation for completeness and accuracy
- Track and analyze error trends, identify root causes, and recommend corrective actions
- Collaborate with underwriters, processors, and leadership teams to ensure high-quality delivery
- Drive calibration sessions with operations and client-side QA teams
- Prepare audit reports, dashboards, and performance summaries
- Support training teams with insights to improve quality and reduce defects
- Ensure compliance with US mortgage regulations and internal policies
Required Skills & Qualifications :
Graduate in any discipline (Commerce / Finance preferred)4 to 8 years of overall BPO experience with at least 2 years as a QA in UK Mortgage UnderwritingStrong knowledge of underwriting standards (FHA, VA, Fannie Mae, Freddie Mac)Familiarity with mortgage documents – 1003, 1008, credit report, W2s, pay stubs, tax returns, appraisal, title, etc.Proficient in MS Excel, audit tools, and reportingExcellent written and verbal communication skillsStrong attention to detail, analytical thinking, and problem-solving abilityExposure to compliance and risk assessment in mortgage domain