Product Head Loan

Job Summary :

We are seeking an experienced and strategic Product Head - Loan to lead and expand our loan product

portfolio. The ideal candidate will bring extensive experience in loan product management with a proven

track record in a reputed bank NBFC DSA or fintech company. This leadership role demands strong

product understanding strategic planning and Process Management to drive business growth and

profitability.

Key Responsibilities :

Product Strategy & Development :

Define and execute the loan product strategy including product launch process management

and policy formulation.

Identify market trends customer needs and competitive landscape to build a robust product

roadmap.

Business Development & Partnerships :

Establish strategic partnerships with third-party providers and new lenders to expand loan

offerings and enhance market reach.

Collaborate with sales and distribution teams to create effective go-to-market strategies and drive

product adoption.

Operational Excellence :

Implement technology solutions and digital transformation initiatives to streamline processes

improve service levels and enhance customer experience.

Optimize productivity reduce costs and ensure profitability through process innovation and

automation.

Financial & Performance Management :

Drive profitability metrics while maintaining budgetary discipline including Cost to Income and

Operating Expenses.

Prepare and present budgets business plans and financial projections to senior management.

Risk & Compliance :

Ensure adherence to regulatory guidelines and internal policies for all loan products.

Work closely with the Credit and Risk teams to recommend credit policy changes based on

market scenarios and repayment trends.

Team Leadership :

Lead a high-performing product team providing guidance mentorship and fostering a culture of

innovation and accountability.

Key Requirements :

15 years of experience in loan product management with at least 5 years in a leadership role.

Demonstrated expertise in lending products and regulatory compliance.

Proven experience in a reputed bank NBFC DSAor fintech company preferably with a strong

market presence.

Strategic mindset with the ability to identify market opportunities and drive business growth.

Excellent communication stakeholder management and leadership skills.

Proficiency in digital lending platforms financial technologies and data-driven decision-making.

Required Skills :

Loan Product ManagementStrategic PlanningBusiness Development & PartnershipsFinancial & Performance ManagementRisk & Compliance ManagementLeadership & Team Management

Key Skills

Financial,AXA,Horticulture,Market Research,Chemistry

Employment Type : Full Time

Experience : years

Vacancy : 1