Description
Description : Chase Consumer & Community Banking (CCB) delivers a wide range of financial services to consumers and small businesses including personal banking lending mortgages credit cards payments auto finance and investment advice. The CCB Risk Management team partners with each sub-line of business to identify assess and remediate risksspanning fraud reputational operational credit market and regulatory domains.
Role Overview : The Auto Risk portfolio monitoring and analytics team provides advanced analytics and data support to the Auto Risk Team covering both Retail and Commercial portfolios. Responsibilities include monitoring portfolio performance and associated drivers building analytical DataMarts for ad-hoc reporting and supporting regulatory exams and audits. The team balances speed and accuracy to enable agile informed decision-making for leadership.
Key Responsibilities :
- Develop analytics and reporting to help the Dealer Commercial Services Risk organization monitor dealer performance financial health KRIs audit resolution originations attrition inventory aging and concentration risks.
- Support month-end reporting for executive forums (EMR ARC DCS Risk Forum).
- Oversee credit management activities focusing on anomalous portfolio trends audit insights and data validation for dashboards and technology migrations.
- Identify opportunities to integrate insights across Auto Retail and Commercial businesses.
- Partner with business leaders to identify and address emerging risk trends and reporting needs.
- Ensure data quality consistency and compliance with policies and regulatory requirements.
- Lead the design development and delivery of risk reports and dashboards for senior management regulators and other stakeholders.
- Collaborate with Risk Finance Technology and Business teams to align data and reporting initiatives with business objectives.
- Serve as a subject matter expert on risk monitoring for internal and external stakeholders.
- Support regulatory examinations and audits by providing required data and documentation.
Candidate Profile :
Broad understanding of financial services risk management and auto portfolios (retail and commercial).Strong documentation organizational and attention-to-detail skills.Effective communicator able to present complex information clearly to all management levels.Collaborative team player comfortable working virtually and across functions.Self-motivated proactive and able to work independently.Committed to productive teamwork and information sharing.Qualifications :
Bachelors degree in Finance Business Data Science or related fieldMinimum 5 years of experience in risk management data analytics or reporting within financial services or Auto Finance.Strong understanding of risk concepts regulatory requirements and data governance.Project Management Skills well-organized structured approach. Ability to achieve tight timelines on complex deliverables. Ability to manage and prioritize projects across cross-functional groupsProficiency in analytical languages (e.g. SAS Python SQL)Proficiency in data visualization tools (e.g. Tableau Power BI).Excellent communication problem-solving and stakeholder management skills.Preferred qualifications capabilities and skills
Experience with auto finance products and portfolios.Familiarity with regulatory frameworks (CCAR CECL Basel).Advanced proficiency in SQL Python or other data analysis tools.Proficient with storytelling of data and insightsRequired Experience :
IC
Key Skills
Adobe Analytics,Data Analytics,SQL,Attribution Modeling,Power BI,R,Regression Analysis,Data Visualization,Tableau,Data Mining,SAS,Analytics
Employment Type : Full-Time
Experience : years
Vacancy : 1