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Product Manager

Product Manager

Intellect Design Arena LtdMumbai, Maharashtra, India
11 days ago
Job description

About Intellect Design Arena Limited

Intellect Design Arena Ltd is an enterprise-grade financial technology leader, providing composable and intelligent solutions for futuristic global financial institutions across 57 countries. Intellect’s revolutionary First Principles Thinking-based Enterprise Connected Intelligence Platform, eMACH.ai, is the most comprehensive, composable, and intelligent open finance platform in the world. With an impressive array of 329 microservices, 535 events, and over 1757 APIs, eMACH.ai enables financial institutions to design and deploy future-ready technology solutions that provide a significant global competitive edge.

With three decades of domain expertise, Intellect offers a full spectrum of banking and insurance technology products through four lines of business : Global Consumer Banking (iGCB), Global Transaction Banking (iGTB), IntellectAI and Digital Technology for Commerce (iDTC). Intellect is a pioneer in applying Design Thinking and our 8012 FinTech Design Center, the world's first Design Center dedicated to Design Thinking Principles, underscores our commitment to continuous and impactful innovation, addressing the ever-growing need for digital transformation.

We proudly serve over 325+ customers worldwide, supported by a diverse workforce of solution architects and domain and technology experts in major global financial hubs. For more information about Intellect, visit https : / / www.intellectdesign.com /

Job Title : Cards Product Manager

Job Summary :

We are seeking an experienced Cards Product Manager with extensive hands-on experience in managing credit, debit, and prepaid card products. The ideal candidate will have a deep understanding of card operations, a proven track record in product management, and excellent analytical and communication skills. This role involves working closely with cross-functional teams to design, launch, and optimize card products that meet customer needs and drive business growth.

Key Responsibilities :

  • Product Strategy Development : Develop and implement comprehensive product strategies for credit, debit, and prepaid cards, aligning with business objectives and market trends.
  • Product Development : Lead the design, development, and launch of new card products and features, ensuring compliance with regulatory requirements across the various business geographies.
  • Market Analysis : Conduct market research to identify opportunities, challenges, and competitor strategies in the cards industry.
  • Customer Insights : Gather and analyze customer feedback to refine product enhancements and new product development.
  • Collaboration : Work closely with sales, marketing, operations, and technology teams to ensure successful product execution and promotion.
  • Performance Monitoring : Track product performance metrics and make data-driven decisions to optimize product offerings.

Requirements :

  • Education : Bachelor of Technology (B.Tech) or Master of Business Administration (MBA) in a relevant field.
  • Experience : At least 8 to 10 years of hands-on experience in managing credit, debit, and prepaid card products, with a strong focus on card issuing operations. Experience in card acquiring is a plus.
  • Functional Background : Comprehensive understanding of card lifecycle management, including card issuance, transaction processing, customer service, and risk management.
  • Product Management Experience : Proven experience in product management roles within the cards domain, with a track record of launching successful card products.
  • Analytical Skills : Strong analytical skills to interpret market trends, customer behaviour, and product performance data.
  • Communication Skills : Excellent written and verbal communication skills, with the ability to articulate complex concepts simply.
  • Leadership Skills : Ability to lead cross-functional teams and collaborate with stakeholders at all levels.
  • Technical Skills : Familiarity with payment systems, card networks ( at least Visa, Mastercard, and Rupay ), and regulatory compliance is a must.
  • Critical Experience Requirements :

  • Card Issuing Experience : Must have hands-on experience in credit and debit card issuing, including product development, launch, and management.
  • Card Product Development : Proven experience in developing and launching new card products or features that have driven business growth.
  • Regulatory Compliance : Strong understanding of regulatory requirements impacting card operations, such as RBI Regulations, PCI-DSS, GDPR, local banking regulations, and scheme compliances.
  • Preferred Qualifications :

  • Certifications : Relevant certifications in product management, financial services, or payments are advantageous.
  • Innovation : Ability to innovate and suggest new card products or features that meet evolving customer needs.
  • Project Management : Experience with project management methodologies (e.g., Agile) is beneficial.
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