Senior Mortgage Underwriter

Company Description

Future Mortgage is revolutionizing the mortgage industry by connecting Wall Street to brokers, replacing outdated legacy technology, and offering fully white-labeled loan origination solutions. Operating under the Equal Housing Opportunity guidelines, Future is committed to fairness and accessibility in the mortgage process. With NMLS #2236028, Future provides a reliable and innovative platform for modern mortgage services. Our mission is to streamline the mortgage experience, ensuring seamless and efficient operations for all stakeholders.

Role Description

This is a full-time remote role for a Senior Mortgage Underwriter. As a key member of the underwriting team, the Senior Mortgage Underwriter will evaluate loan applications to ensure compliance with regulatory guidelines and organizational policies. Responsibilities include analyzing financial documents, assessing creditworthiness, reviewing loan-to-value ratios, and providing decisions on loan approvals or conditions. Collaboration with loan processing, origination teams, and other stakeholders is integral to this role.

Qualifications

Strong expertise in Mortgage Industry and Mortgage Underwriting processes

Comprehensive knowledge of Underwriting principles and best practices

Proficiency in handling Mortgages and understanding loan structures

Exceptional Analytical Skills to assess financial data and make informed decisions

Detail-oriented with excellent organizational and time management abilities

Strong communication and decision-making skills

Minimum of 5 years of experience in mortgage underwriting and loan origination

FHA / VA DE Certification or relevant credentials (preferred)

Proficiency in mortgage-related software and tools is a plus