Walk-in Drive for Mortgage Underwriter

📢 If you are looking for an exciting opportunity, join us at the Walk-in Drive!

HCL is hiring for Associate / Senior Executive roles in Australian Mortgage Underwriting . Join us at our Walk-in Drive in Bengaluru!

📅 Walk-in Drive Details :

📍 Location : HCL TECH, Bengaluru (Karle) ( Address : SEZ hub, DadaMastan Layout, Karle Tech Park, Nagavara, 1, Veeranapalya, Karle Town, Bengaluru, Karnataka 560024)

🗓 Date : 04th and 05th December

⏰ Time : 11 : 00 AM 2 : 00 PM

Contact HR SPOC Vignesh

Job Opportunity : Associate / Senior Executive

📍 Job Location : Chennai (Sholinganallur)

🕒 Shift Timing : 7 : 00 AM 5 : 00 PM (IST)

📂 Domain : Australian Mortgage Underwriting

🏢 Work Model : Work from Office (WFO)

Relocation : Candidate must be willing to relocate to Chennai

Job Summary :

The ideal candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. This involves reviewing loan applications, assessing documentation accuracy, verifying lending criteria, and identifying any discrepancies.

Responsibilities :

• Analyzing customer financial positions, employment history, credit history, and ability to repay.
• Understanding and applying the 4 Cs of Credit effectively.
• Ensuring compliance with regulatory and company guidelines .
• Assessing credit risk and determining loan approval / decline decisions.
• Applying lending / credit policy, mortgage insurance guidelines, and risk assessment principles.
• Communicating with external stakeholders, including Brokers / Lenders .
• Demonstrating strong customer-centric communication skills .

Core Responsibilities :

Skills & Qualifications :

Qualification & Experience :

🎓 Education : Bachelor's or Master's degree in any field.

💼 Experience : 2+ years in core-underwriting, Loan Processing, Mortgage Underwriting in Australian, USA, or UK mortgage domains .

💡 Must-have : Strong understanding of Australian, US, or UK lending regulations .

✅ Added Advantage : Candidates with strong communication experience with onshore clients will have an edge.