Lead Business Analyst

Basic Information

Designation / Job Title : Lead Business Analyst / Senior Business Analyst

Location : Noida B19

Reporting Manager : DGM

Job Purpose

To lead business requirements analysis for CLOS / MSME processes by gathering, analyzing, and documenting functional and technical requirements. The role ensures alignment between business objectives and system capabilities through detailed requirement elicitation, solution definition and effective stakeholder collaboration. Involved in end to end Project lifecycle including UAT & Go-Live.

Principal Accountabilities

Accountabilities

Major Activities

Requirements Gathering & Elicitation

• Conduct detailed discussions with customers to understand their business requirements.
• Analyse functional and domain requirements for CLOS / MSME process.
• Translate business objectives / policies into clear and actionable requirements.
• Ensure adoption of standard accelerator to the client.

Documentation

Solution Design & Validation

SIT / UAT

Stakeholder Management

Change Request Management

Effort Estimation & Planning Support

Key Performance Indicators

Value-Added Dashboard Delivery

Timely delivery of a value-added dashboard to the customer upon completion of gap study.

Customer Satisfaction

Improvement in customer satisfaction measured through MOTs scores and the average performance across Requirement Gathering / Gap Study, Development, SIT / UAT and Project Closure stages.

Quality & Timeliness of Document Submission

Consistent adherence to documentation quality guidelines and timely submission of key documents and artefacts including, but not limited to : -

Adherence to Agreed Schedule

Maintaining schedule variance within ±15% during Gap Study and UAT phases and ensuring on-time Gate 5 delivery against the baseline.

Upskilling & Capability Building

Completion of L&D-mandated trainings including Business Etiquette and Newgen Product knowledge trainings.

Accelerator-Based Project Timelines & Budget Compliance

Completion of Accelerator-based Gap Studies within ±20% variance of Gate 0 estimates with documentation aligned to standard Accelerator SRS and Field List templates, including gap identification and justification. Regular reviews with Accelerator Teams before SRS finalisation.

Key Dimensions

Geographical Scope of the Role

India and other Regions (APAC, EMEA etc. depending upon the project)

Knowledge, Skills and Experience

Educational Qualifications

B. Tech / BE, MCA or MBA

Relevant Experience

3-10 years

Skills Required (Technical and / or Behavioral)

Excellent Communication Skills : Strong proficiency in both written and verbal communication.

Willingness to Travel : Should be ready for frequent travels as per project and business requirements.

Professional Attributes : Well-organized, confident, self-motivated, and a strong team player. Should demonstrate reliability, responsiveness, resourcefulness, creativity and an innovative approach to problem-solving.

Domain Knowledge : Strong understanding of Lending Credit Policies, Loan Origination Workflows, Loan Products / Facilities, Eligibility Assessments & Calculations, System Integrations, Financial & Non-financial Analysis, Due-diligence & Compliance Processes, Risk Rating Methodologies, Pre & Post Sanction Loan Documents and other SOPs associated with Corporate / MSME lending.

Banking Exposure (Preferred) : Prior work experience in a Bank within Corporate / MSME verticals is desirable

Prior experience in Corporate / MSME Lending Projects, Product Management, Presales or Delivery will be an added advantage.