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Wholesale Credit Policy - Risk Management
Wholesale Credit Policy - Risk ManagementConfidential • Mumbai City, Navi Mumbai, Mumbai
Wholesale Credit Policy - Risk Management

Wholesale Credit Policy - Risk Management

Confidential • Mumbai City, Navi Mumbai, Mumbai
24 days ago
Job description

Wholesale Credit Policy - Risk Management

Department : Risk Management

Location : Mumbai (YBH)

Education : Post-Graduate : Finance, MBA, or CA.

Work Experience : 12 – 15 years.

General description of role / duties

Wholesale Credit Policy

  • Managing the Bank's Credit Risk Policies.
  • Draft / Prepare and maintain the various policies of the Bank in accordance with RBI guidelines and best practices in Risk Management.
  • Devise various frameworks based on Policy / RBI guidelines.
  • Prepare and Maintain CAM's and Financial Spreads for Credit Underwriting
  • Conducting Sectoral reviews and managing and monitoring sectoral limits
  • Dashboards, Reports for the Top Management, Board, Risk Committees
  • Keep abreast with regulatory guidelines and prepare analysis of the same for the Senior / Top Management as required.

Functional Skills

  • Strong proficiency in Excel, Word & Power-point.
  • Strong understanding on Corporate Credit, Underwriting.
  • Should have experience towards working in credit underwriting, credit risk management, risk monitoring, credit policies.
  • Knowledge of major Risk Management Guidelines (Master circulars on Credit, Risk Management by RBI),
  • Hands-on experience in working on credit proposals, policy drafting, Credit risk reviews.
  • Non-Functional Skills

  • Strong organizational, multitasking and prioritization skills.
  • Attention to detail and ability to work independently.
  • Ability to work with cross-functional teams.
  • Strong written and verbal communication skills
  • Strong interpersonal and relationship building skills; ability to work effectively with top and senior management, risk, and business units.
  • Skills Required

    Risk Management, Underwriting, Compliance, Corporate Credit

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    Risk Management • Mumbai City, Navi Mumbai, Mumbai

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