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Sr. Manager - Operation
Sr. Manager - OperationConfidential • Mumbai
Sr. Manager - Operation

Sr. Manager - Operation

Confidential • Mumbai
25 days ago
Job description

Key responsibilities

End-to-end loan operations

Workflow management :  Lead the entire loan lifecycle for personal and digital products, which includes onboarding, processing, disbursement, servicing, and closure.

  • KYC and fraud :  Oversee Know Your Customer (KYC) validation and implement fraud prevention strategies within the digital loan process.
  • Compliance and auditing :  Ensure that all operational processes adhere to regulatory guidelines, especially those related to digital lending and co-lending frameworks. Coordinate with internal and external audit teams for periodic reviews.

Co-lending and partnership management

Daily operations :  Drive daily operations for co-lending models, managing fund flow between your institution, partner banks, and escrow accounts.

  • Reconciliation :  Monitor and reconcile principal, interest, and fee components with co-lending partners.
  • Reporting :  Validate data sharing and Management Information System (MIS) reports according to partner and regulatory formats.
  • Process automation and technology

  • Automation :  Work with product and technology teams to automate loan origination, disbursement, repayment, and other core functions.
  • API integration :  Oversee the integration of payment gateways, Loan Management Systems (LMS), and other banking APIs to create a seamless user experience.
  • Process improvement :  Identify process bottlenecks and implement tech-enabled solutions to increase speed, accuracy, and scalability.
  • Skills Required

    Project Management, Data Analysis, Process Improvement, Supply Chain, Budget Management, Risk Assessment, Inventory Control

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    Operation Manager • Mumbai

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