Credit Risk Analyst

Opportunity Acuity is currently looking for dedicated and motivated individuals who have strong leadership, organizational and teamwork skills for its Lending Services team based in Gurgaon / Bangalore.

Notice Period : 0-30 days joiners!

Interested candidates can directly mail the resume to sapna.rani@acuitykp.com

Responsibilities

Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporates

Managing a portfolio of clients and handling rating assignments

Preparing credit reports (annual / quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.)

Build forecast excel models

Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.

Adhering to standard operating procedure & policies including compliance documentation

Maintaining strong relationship with the client

Required Background

Strong understanding of credit principles, credit review / appraisal, credit rating, report writing, capital structure, EBITDA & ratio analysis for mid / large corporates

Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree

Excellent written & verbal communication skills and ability to build effective relationships with various stake holders

Ability to multi-task independently under tight timelines and eye for details

3-7 years of relevant experience in credit industry