Talent.com
Senior Risk Analytics Consultant
Senior Risk Analytics ConsultantWells Fargo Bank • Bengaluru, Karnataka, India
Senior Risk Analytics Consultant

Senior Risk Analytics Consultant

Wells Fargo Bank • Bengaluru, Karnataka, India
30+ days ago
Job description

About this role :

Wells Fargo is seeking a Senior risk analytics consultant.

The Consumer Credit team is responsible for leading developing and implementing strategic initiatives and processes to drive the company credit culture appetite and business performance. The team is seeking a highly motivated and talented individual to be part of the Consumer Lending Credit Risk team.

Primary role is to apply strong business knowledge and advanced analytical skills to solve business questions think out-side-of-the-box and develop innovative yet practical risk management strategies impacting the bottom line of the business. An individual who is results driven goal oriented and enjoys a fast-paced working environment will find this opportunity both challenging and exciting.

In this role you will :

  • Lead or participate in moderately complex initiatives and delivering insight and decision strategies within analytics and reporting and contribute to large-scale planning related to Risk Analytics
  • Review and analyze moderately complex data aggregation forecasting reporting and programming models
  • Be responsible for process production data reconciliation and model documentation in alignment with policy governance
  • Resolve data production business modeling and lead team to meet Risk Analytics deliverables while leveraging solid understanding of risk reporting policies modeling strategies procedures regulatory requests and compliance requirements
  • Collaborate and consult with peers experienced managers compliance and technology to resolve modeling forecasting and production issues and achieve analytic and reporting goals
  • Lead projects teams and mentor less experienced staff
  • Partner with cross enterprise risk analysts in development of common modeling strategies

Required Qualifications :

  • 4 years of Risk Analytics experience or equivalent demonstrated through one or a combination of the following : work experience training military experience education
  • Desired Qualifications :

  • 4 years of progressive experience in credit and risk analytics
  • Hands on Experience in at least one area in credit risk analytics - credit strategy / modeling techniques / Forecasting techniques / data architecture & management
  • Detailed understanding of risk domain; Strong Risk analytics skills and understanding of P&L drivers
  • Expertise in few programming and statistical packages - SAS SQL VBA Macros R Python E-miner Tableau SAS VA
  • Knowledge of advanced statistical tools such as Segmentation Tools Decision Trees Clustering Regression and other statistical modeling and / or Machine Learning techniques
  • Ability to lead project teams and coordinate with multiple stakeholders.
  • Strong analytical skills with ability to turn findings into executable plans to meet business objectives
  • Ability to identify and evaluate trends isolate root cause and provide swift / thorough resolution
  • Advanced degree in statistics / finance / engineering / economics / other quantitative disciplines
  • Knowledge and understanding of (consumer and small business loan) credit card lending practices policies procedures and key drivers impacting credit offerings
  • Ability to contribute to strategic decisions and coordinate with multiple stakeholders. Develop consensus and gain buy-in for strategic priorities
  • Strong project management skills with ability to prioritize work meet deadlines achieve goals and work under pressure in a dynamic and complex environment
  • Strong ability to develop partnerships and collaborate with other business and functional area
  • Job Expectations :

  • The incumbent would functionally contribute as a SR. Consultant to the Personal Lending Credit Risk team and execute relatively large and complex projects with moderate to high risk for the line of business.
  • Lead and deliver on significant initiatives and processes and partners with line of business management to drive the company credit culture appetite and business performance with inputs from senior as a subject matter expert for senior leaders.
  • Assesses and predicts risk and performance through business analysis and / or modeling. Establishes effective policies processes and tools to identify and manage risks. Uses predictive sciences for developing future ready solutions.
  • Develop Loss forecasting framework & execute the same to generate key credit loss metrics for medium term. Participate in discussions with key stakeholders from business & risk functions to explain the forecasted numbers & finetune the projection basis high level feedback.
  • Develop comprehensive monitoring frameworks and dashboards and provide statistically sound diagnostic evaluation of any emerging or unexpected risk areas to enhance intelligence and facilitate faster decision making.
  • Reports on asset quality portfolio trends credit policy exceptions across various credit vintage product offer channel industry segments using visualization tools such as Excel VBA Tableau and / or SAS Visual Analytics.
  • Builds risk rating methodologies using advanced analytics approaches including statistical modeling and machine learning techniques not limited to Random Forest Decision Trees Segmentation and / or Time-series modeling.
  • Develop complex programming models to extract data and / or manipulate databases such as ORACLE Teradata.
  • To be effective in this position you will need to have a good understanding of credit practice in the test and learn discipline and exploratory analysis and be fluent in both the key technical tools of credit risk decisioning and sound credit judgment.
  • Posting End Date : 23 Oct 2025

  • Job posting may come down early due to volume of applicants.
  • We Value Equal Opportunity

    Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin disability status as a protected veteran or any other legally protected characteristic.

    Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit Market Financial Crimes Operational Regulatory Compliance) which includes effectively following and adhering to applicable Wells Fargo policies and procedures appropriately fulfilling risk and compliance obligations timely and effective escalation and remediation of issues and making sound risk decisions. There is emphasis on proactive monitoring governance risk identification and escalation as well as making sound risk decisions commensurate with the business units risk appetite and all risk and compliance program requirements.

    Candidates applying to job openings posted in Canada : Applications for employment are encouraged from all qualified candidates including women persons with disabilities aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

    Applicants with Disabilities

    To request a medical accommodation during the application or interview process visit Disability Inclusion at Wells Fargo .

    Drug and Alcohol Policy

    Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

    Wells Fargo Recruitment and Hiring Requirements :

    a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

    b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

    Required Experience :

    Senior IC

    Key Skills

    Access Control System,B2C,Business Analysis,Data Structures,Affiliate Marketing,Loans

    Employment Type : Full-Time

    Experience : years

    Vacancy : 1

    Create a job alert for this search

    Senior Consultant • Bengaluru, Karnataka, India

    Related jobs
    Senior Consultant Risk Identification and Assessment

    Senior Consultant Risk Identification and Assessment

    Northern Trust • Bengaluru, Karnataka, India
    Northern Trust a Fortune 500 company is a globally recognized award-winning financial institution that has been in continuous operation since 1889. Northern Trust is proud to provide innovative fina...Show more
    Last updated: 30+ days ago • Promoted
    Senior Analytics Engineer

    Senior Analytics Engineer

    Delta Air Lines • Bengaluru, India
    Gather and transform large sets of raw data into well-built integrated data assets using SQL, AWS Glue or other emerging technologies. Recommend, build, and monitor robust and extensible data models...Show more
    Last updated: 30+ days ago • Promoted
    Risk Data Pipeline

    Risk Data Pipeline

    Confidential • Bengaluru, Karnataka, India
    We are seeking a highly skilled.The ideal candidate will have strong programming expertise, hands-on experience with data engineering workflows, and a deep understanding of financial instruments an...Show more
    Last updated: 28 days ago • Promoted
    Senior Portfolio Risk Analyst

    Senior Portfolio Risk Analyst

    Arcana • Bengaluru, IN
    Arcana is a portfolio intelligence platform used by hedge funds and asset managers to analyze performance and risk.We’re rethinking the tools institutional investors rely on—and we’re hiring analys...Show more
    Last updated: 17 days ago • Promoted
    Consultant - Senior Incident Engineer

    Consultant - Senior Incident Engineer

    Razorpay • Bengaluru, Karnataka, India
    This role involves responding to service incidents, coordinating resolutions, driving process improvements, and ensuring high availability of critical services. The ideal candidate thrives under pre...Show more
    Last updated: 7 days ago • Promoted
    Credit Risk Modelers

    Credit Risk Modelers

    Tata Consultancy Services • Bengaluru, Karnataka, India
    Banking, Financial Services and Insurance (BFSI).Exposure to credit risk management processes within Retail and / or Wholesale banking business. Good understanding of the model life cycle and model ri...Show more
    Last updated: 1 day ago • Promoted
    Associate Manager - Collateral Risk

    Associate Manager - Collateral Risk

    Navi • Bengaluru, Karnataka, India
    The Credit Strategy team at Navi is responsible for developing and optimizing underwriting strategies across our key lending products. The team owns and drives key underwriting metrics, asset qualit...Show more
    Last updated: 30+ days ago • Promoted
    Risk Analyst- Risk Data and Analysis (BCom + Certified Risk Manager (CRM) or Post Graduate Diploma in Risk Management)

    Risk Analyst- Risk Data and Analysis (BCom + Certified Risk Manager (CRM) or Post Graduate Diploma in Risk Management)

    Marmon Technologies India Pvt Ltd • Bengaluru, Karnataka, India
    Designation : Risk Analyst - Risk Data and Analysis.Reporting to : Senior Risk Manager – Marmon Risk.Location : Bangalore, Full Time. Qualification : BCom + Certified Risk Manager (CRM) or Post Graduate...Show more
    Last updated: 23 days ago • Promoted
    Senior Consultant / Principal – Business Consulting (Financial Services- Governance, Risk & Compliance)

    Senior Consultant / Principal – Business Consulting (Financial Services- Governance, Risk & Compliance)

    Infosys Consulting • Bangalore Urban, Karnataka, India
    Infosys (NYSE : INFY) is a global leader in consulting, technology and outsourcing solutions with annual revenues of $18. We enable clients, in more than 56 countries, to stay a step ahead of emergin...Show more
    Last updated: 30+ days ago • Promoted
    Senior Manager -Risk & Compliance

    Senior Manager -Risk & Compliance

    Flipkart • Bengaluru, Karnataka, India
    Stakeholder Management, Business Excellence, Risk Management.A Bachelor's degree in Business Administration, Finance, Information Technology, or a related field is required.We are seeking a highly ...Show more
    Last updated: 23 days ago • Promoted
    Lead Internal Audit and Enterprise Risk Management

    Lead Internal Audit and Enterprise Risk Management

    ELGI EQUIPMENTS LIMITED • Bengaluru, Karnataka, India
    The role holder is responsible for working closely with the VP & Head – IA & RM to establish a robust, to lead the enterprise wide audit and ethics investigation function by establishing a strategi...Show more
    Last updated: 3 days ago • Promoted
    Manager - Credit Risk

    Manager - Credit Risk

    Navi • Bengaluru, Karnataka, India
    The Risk team at Navi is responsible for identifying, assessing, and mitigating potential risks across the organization.The Credit Risk team, part of the Risk function at Navi, reviews and monitors...Show more
    Last updated: 23 days ago • Promoted
    Senior Analyst-IAM

    Senior Analyst-IAM

    MUFG Global Service (MGS) • Bengaluru, India
    IAM is one of the key services of MUFG Group.The most important duty of an IAM Ops Engineer is to ensure that authorized users have the right access to company systems, data, and applications.Plan,...Show more
    Last updated: 26 days ago • Promoted
    Functional Principal / Sr. PC - Fusion Risk Management Cloud

    Functional Principal / Sr. PC - Fusion Risk Management Cloud

    Oracle • Bengaluru, Karnataka, India
    Oracle Global Services Center (GSC) is helping leading organizations around the world in the areas of Digital Transformation. We are looking for Consultants / SME with Risk Management / Financial Compli...Show more
    Last updated: 30+ days ago • Promoted
    Retail Risk Analytics Leader

    Retail Risk Analytics Leader

    Genpact • Bengaluru, Republic Of India, IN
    Ready to shape the future of work?.At Genpact, we don’t just adapt to change—we drive it.AI and digital innovation are redefining industries, and we’re leading the charge.Genpact’s AI Gigafactory, ...Show more
    Last updated: 16 hours ago • Promoted • New!
    Senior Manager, Enterprise & Operational Risk

    Senior Manager, Enterprise & Operational Risk

    Visa • Bengaluru, Karnataka, India
    Enterprise & Operational Risk Framework Implementation.Partner closely with the Head of Corporate Risk CEMEA to implement and embed the Enterprise Risk Management framework across the region.Drive ...Show more
    Last updated: 9 days ago • Promoted
    Senior Manager – IT Risk, Audit & Compliance (ITGC / SOX / ERP Controls)

    Senior Manager – IT Risk, Audit & Compliance (ITGC / SOX / ERP Controls)

    RGP • Bangalore, IN
    RGP is seeking a highly experienced.Senior IT Risk & Assurance Consultant.SOX 404 / ICOFR Assessments, IT General Controls, ERP Security & Controls, Cybersecurity, Data Privacy, and Risk Advisory s...Show more
    Last updated: 2 days ago • Promoted
    Associate Director - Analytics

    Associate Director - Analytics

    WNS Analytics • Bengaluru, Karnataka, India
    We are seeking a Senior Subject Matter Expert (SME) in Digital Analytics to lead our Digital Analytics Practice.The ideal candidate will combine deep technical expertise with business acumen to bui...Show more
    Last updated: 18 days ago • Promoted