Associate / Senior Associate - Commercial Real Estate

Credit Analytics - (Associate / Senior Associate)

Bengaluru or Gurugram

ONGPL – Credit Analytics /

Permanent - Full Time /

Hybrid

The incoming resource will be expected to work on detailed financial models and draft credit reports. We are looking for candidates with strong financial analysis concepts & communication skills. The role maybe either individual contributor or team lead working along with 2-4 analysts, depending on candidate’s experience and alignment with the team’s needs.

Job Responsibility

• Developing detailed financial model comprising transaction details, financial statement analysis, projections, ratio analysis, credit metrics, amongst others
• Conducting detailed analysis of loan opportunities across various sectors in different geographies
• Conducting sensitivity analysis on projections – for stress testing on loans for serviceability
• Identifying deal specific covenants which can act as early warning signals while monitoring loans.
• Drafting credit reports with key takeaways on opportunity; report has to be concise, easy to read format for credit and risk to review and comment.
• Detailed industry / market studies to understand operating environment of borrower.
• Interacting with clients to discuss data gaps, inconsistencies, analytical frameworks etc.

Desired Skills

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.