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Vice President Digital Risk Policy
Vice President Digital Risk PolicySMFG India Credit • Republic Of India, IN
Vice President Digital Risk Policy

Vice President Digital Risk Policy

SMFG India Credit • Republic Of India, IN
6 hours ago
Job description

The incumbent would be responsible for Risk Policy & Risk management for multiple partnerships / own sourcing products under Digital lending vertical of the company

Key Roles & Responsibilities

  • Design, develop, and implement robust risk policies for digital lending programs, including direct sourcing via digital channels and fintech-led acquisition models;

ensure alignment of policy with the company's risk appetite and regulatory guidelines

  • Conduct comprehensive risk assessments for portfolios under management, identifying potential risks and opportunities to enhance risk-adjusted returns;
  • Develop and implement risk mitigation strategies and action plans to address identified risks

  • Support new Partnership and program launches in Digital lending space;
  • continuously refine thepartner assessment framework to effectively evaluate associated counterparty risk

  • Oversee credit risk management activities, including credit scoring, underwriting standards, and portfolio monitoring, to mitigate credit losses and optimize portfolio performance
  • Ensure adherence to internal risk governance standards;
  • Facilitate digitizationof risk control measures to prevent possible non-compliance

  • Remain informed of ongoing regulatory changes specifically in Digital lending;
  • maintain strict adherence to all applicable regulations, guidelines, and industry standards

  • Collaborate with cross-functional teams, including Business, Product, Technology, Legal, Compliance, and Operations, to integrate risk considerations into business strategies and decision-making processes.
  • Preferred Candidate Profile :

    12+ years in Risk Policy or Risk Management role

    Experience in Digital lending space preferred

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    Vice President • Republic Of India, IN

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