Senior Full-Stack Developer – Fintech / NeoBanking Platform

Location : New Delhi (On-site only)

Experience : 7–10 Years

Salary : ₹12–15 LPA

Job Type : Full-Time (Founding Team Role)

Company : Toshani Premium Digital Services Pvt. Ltd — Series-A Funded Fintech Startup

About the Company

We are building India’s next-generation Banking-as-a-Service (BaaS) and Neo-banking

platform, combining digital banking, financial inclusion services, and AI-powered financial

intelligence.

What We’re Building :

• Multi-tenant Banking Reseller Platform
• Neo-banking App (UPI, Savings, Investments)
• Fintech Services : AEPS, DMT, BBPS, Recharge, Insurance, Loans
• White-label Banking Solutions for B2B
• AI-based financial analytics & personalization

Growth Goals :

Role Overview

As a Senior Full-Stack Developer & Founding Team Member, you will architect, build

& scale our end-to-end fintech platform from scratch.

Core Responsibilities

Tech Stack You’ll Work With

Frontend : React 18+, Next.js, TypeScript, React Native, Redux Toolkit

Backend : Node.js (NestJS / Express) OR Java Spring Boot OR Go, Kafka / RabbitMQ

Databases : PostgreSQL, Redis, MongoDB, TimescaleDB, Elasticsearch

Cloud & DevOps : AWS / GCP, Docker, Kubernetes, Terraform, CI / CD, Prometheus

Security : JWT, OAuth2.0, AES-256, TLS 1.3, HSM, API Gateway

Fintech Services : UPI, AEPS, DMT, BBPS, KYC / AML, NPCI APIs

Required Skills (Must-Have)

Education & Certifications (Preferred)

B.E. / B.Tech / M.Tech in CS / IT (or equivalent experience)

AWS / GCP / CKA / PCI DSS / Security Certifications

Bonus Skills (Great to Have)

Ideal Candidate Traits

You are a strong fit if you have :

Not Eligible For This Role

✘ Freshers

✘ Freelancers / Part-time

✘ Remote workers

✘ Candidates without fintech / banking experience

Be a Core Builder of India’s Next Big Fintech Platform!

If you have 70%+ of the skills, apply confidently — we value strong fundamentals &

problem-solving more than knowing everything.