Chief Manager - Credit | E-commerce Partnerships

Key Responsibilities :

• Design and manage credit policies for customer acquisition through e-commerce platforms.
• Analyze partner-sourced customer profiles and define risk segmentation frameworks.
• Collaborate with credit bureaus, data science, and analytics teams to develop scorecards and alternate data models.
• Monitor key performance indicators (KPIs) for the e-commerce lending portfolio : approval rates, default rates, vintage analysis, etc.
• Work closely with product, risk, and partner teams to fine-tune underwriting rules based on evolving trends.
• Conduct periodic reviews of credit performance at a cohort, product, and partner level.
• Ensure regulatory and internal compliance in all customer onboarding and decisioning processes.
• Support the launch of new products in collaboration with tech and product teams by providing credit risk input.

Job Requirements :

Skills Required

Ms Excel, Python, Sas, Api, Sql, fintech