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Credit Relationship Officer
Credit Relationship OfficerCreditMantri Finserve Pvt Ltd • Chennai, TN, IN
Credit Relationship Officer

Credit Relationship Officer

CreditMantri Finserve Pvt Ltd • Chennai, TN, IN
12 days ago
Job type
  • Quick Apply
Job description
  • Client Relationship Management : Develop and maintain strong relationships with a portfolio of clients, acting as their primary contact for credit-related needs.
  • Credit Analysis and Risk Assessment : Review and analyze credit applications, evaluate financial data, and assess the creditworthiness and risk associated with each client.
  • Sales and Business Development : Identify and pursue new business opportunities, meet sales targets, and cross-sell banking products and services to existing clients.
  • Loan Application Processing : Gather necessary documentation, prepare credit applications and records, and present them to the credit committee.
  • Loan Monitoring and Compliance : Monitor existing loans, ensure compliance with bank policies and regulations, and manage loan renewals.
  • Problem-Solving : Address client inquiries and resolve issues promptly.
  • Internal Coordination : Liaise with internal teams, such as loan officers and collections departments, to ensure smooth operations.
  • Requirements

    Key skills and qualifications

    • Financial Acumen : Strong analytical skills to assess financial data, understand credit risk, and calculate financial ratios.
    • Client-Facing Skills : Excellent communication, negotiation, and interpersonal skills to build and maintain client relationships.
    • Organizational Skills : Ability to manage multiple client accounts and tasks efficiently, with strong attention to detail.
    • Technical Proficiency : Proficiency in Microsoft Office Suite and Customer Relationship Management (CRM) software.
    • Education : Typically requires a bachelor's degree in a related field such as Finance, Banking, or Business Administration.
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    Relationship Officer • Chennai, TN, IN

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