Straive - Credit Risk Analyst

Overview

The Credit Risk Analyst is responsible for assessing, analyzing, and monitoring the creditworthiness of customers, counterparties, and portfolios.

The role involves evaluating financial data, identifying potential risks, and providing recommendations that support sound credit decisions while maintaining the organizations risk appetite and regulatory compliance.

Key Responsibilities :

1. Credit Assessment & Analysis

• Evaluate credit applications by analyzing financial statements, cash flows, repayment capacity, and business models.
• Conduct quantitative and qualitative assessments of borrowers, industries, and market conditions.
• Recommend appropriate credit limits, structures, and risk mitigation strategies.

Portfolio Monitoring & Reporting

Risk Modelling & Data Analysis

Policy, Compliance & Governance

Collaboration & Stakeholder Management

Qualifications & Bachelors degree in Finance, Economics, Accounting, Mathematics, Statistics, or related field.

Skills & Competencies :

(ref : iimjobs.com)