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Chief Manager - Credit | Pre-Approved Base Management
Chief Manager - Credit | Pre-Approved Base ManagementConfidential • Chennai
Chief Manager - Credit | Pre-Approved Base Management

Chief Manager - Credit | Pre-Approved Base Management

Confidential • Chennai
26 days ago
Job description

Key Responsibilities :

  • Develop and manage end-to-end strategy for pre-approved offers across lending portfolios.
  • Analyze customer base and identify potential segments for pre-approved credit offers using internal and bureau data.
  • Collaborate with Risk, Product, and Analytics teams to define eligibility, credit policy, and offer parameters.
  • Drive campaign planning and execution in coordination with Marketing, Digital teams.
  • Monitor performance of Pre Approved Base campaigns (approval rate, activation, profitability, delinquencies).
  • Work closely with digital and tech teams to automate journey for offer visibility and fulfillment.
  • Ensure compliance with regulatory and internal policies across all customer communication and campaigns.
  • Continuously refine targeting logic and improve penetration and engagement through data insights.

Job Requirements :

  • Post Graduate / MBA
  • 8+ years of experience in banking or financial services, with at least 3 years in managing Pre-Approved Base
  • Exposure to digital lending journeys and automation tools (Salesforce, Adobe, etc.)
  • Experience working with Banks, NBFC, Fintech / Credit Bureaus and data providers (e.g., CIBIL, Experian, CRIF)
  • Strong understanding of retail banking products and customer lifecycle
  • Hands-on experience with credit underwriting criteria and bureau data
  • Proficiency in campaign management and performance tracking tools (Excel, SQL, SAS, Power BI, etc.)
  • Excellent stakeholder management and cross-functional collaboration
  • Ability to work with large data sets and derive actionable insights
  • Skills Required

    Ms Excel, Automation Tools, Financial Services, Salesforce

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