Compliance : Retail Advisory

JOB OVERVIEW :

Regulatory Advisory : Incumbent will be responsible for providing regulatory clarifications to internal stakeholders and ensuring adherence to all regulatory requirements of the RBI and internal policies.

KEY RESPONSIBILITIES :

Serve as the primary point of contact for retail business compliance including housing loans, personal loans, digital lending & LAP.

Review retail products, new initiatives, or processes and lead compliance advisory, queries, and clarifications for the retail business.

Review and update policies and procedures for the retail business.

Monitor regulatory developments and assess their impact on our operations.

Support the Chief Compliance Officer and the team in ensuring adherence to regulatory guidelines.

Play a key role in driving key assignments / projects, including automation relating to compliance, and support businesses and other functions / products involving compliance by supervising and being responsible for end-to-end completion and implementation.

Identify potential areas of compliance vulnerability and risks, and develop and implement corrective action plans for resolution.

Responsible for handling regulatory inspections, including pre- and post-inspection activities

Monitor and enforce compliance with internal policies and procedures across retail operations.

Foster effective relationships with internal and external stakeholders.

QUALIFICATION :

CA / CS / LLB / MBA / Post-Graduate

EXPERIENCE :

Proven and rich experience of 8+ years in compliance with Banks / NBFCs / HFC.

Practical knowledge of relevant regulatory requirements and guidelines related to retail lending.

Strong analytical skills with the ability to interpret regulations.

Team leader with excellent communication and interpersonal skills.