RPMG : Portfolio Manager - Mortgage Loans - Field - Ninety

About Retail Portfolio Management Group

The Retail Portfolio Management Group (RPMG) plays a strategic role in managing the bank's retail receivables, with a sharp focus on loss containment, cost efficiency, and portfolio sustainability. Through advanced analytics, technology-driven processes, and close collaboration with Credit, Risk, and Product teams, RPMG ensures risk-calibrated policy execution.

RPMG engages delinquent customers with multiple repayment solutions and financial counseling, promoting responsible credit behavior and long-term financial health. This approach aligns with the bank's overarching Growth, Profitability, and Sustainability (GPS) strategy, positioning RPMG as a key contributor to operational resilience and financial performance.

About the Role

The Portfolio Manager for Mortgage products (Home Loan, LAP & Asha) is responsible for managing the portfolio of mortgage loans, ensuring NPA resolution, and achieving collection targets. This role involves handling the Risk - 60 portfolio, achieving resolution and normalization targets, and ensuring compliance with audit procedures.

Key Responsibilities

Portfolio Management :

• .Manage the portfolio of mortgage loan products including Home Loan, Loan Against Property (LAP), and Asha.
• .Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement.
• .Ensure minimum addition to the NPA pool by maintaining the delinquency level.
• .Achieve calling resolution targets for X & 30 buckets for mortgage products.
• .Adhere to calling norm targets for mortgage products.
• .Should have knowledge about SARFAESI Act and the linked secured process.

Operational Management :

Data Analysis and Reporting :

Process Improvement :

Qualifications

Optimal qualification for success on the job is :

Desired Qualifications :

Role Proficiencies :

For successful execution of the job, the candidate should possess the following :

Skills Required

Portfolio Management, Data Analysis, Operational Management