Credit Underwriter – NBFC Background

Location : Ahmedabad

Job Type : Full-time

Industry : Financial Services

We are looking for an experienced Credit Underwriter with strong exposure to NBFC lending operations. The ideal candidate will be responsible for assessing creditworthiness, evaluating financial risk, and ensuring high-quality portfolio performance across retail or MSME loan products.

Key Responsibilities

• Evaluate loan applications by analyzing financial statements, income documents, banking data, bureau reports, GST records, and other risk indicators.
• Conduct detailed credit assessments, including borrower profiling, cash flow review, and repayment capacity analysis.
• Recommend approvals, modifications, or rejections based on risk assessment and internal policy guidelines.
• Ensure underwriting decisions comply with NBFC credit policies, RBI guidelines, and risk frameworks.
• Work closely with sales, operations, and risk teams to ensure seamless processing and TAT adherence.
• Identify early warning signals and ensure continuous improvement in credit quality.
• Maintain documentation, credit memos, and approval records with 100% accuracy.
• Contribute to policy updates, risk scoring models, and process improvements.
• Support audits, compliance checks, and portfolio reviews.

Requirements

How to Apply

Send your resume to hr@finguruindia.com