Financial Spreading / Covenant Monitoring

Scouting candidates for Financial Spreading, Covenant monitoring & Testing and Quality check

Role & responsibilities

Analyzing and spreading the financial statements in Moody’s Risk Analyst (MRA) / Creditlens / client customized templates

Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process

Going through the supplementary schedules, notes and MD&A for the detailed breakups and adjustments

Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures.

Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios and other financial metrics.

Screening the credit agreements and analyzing the financial covenants applicable to the borrower

Monitor Covenant compliance and reporting.

Conduct detailed quality checks of client deliverables.

Managing capacity, efficiency and accuracy of the process

The candidate should possess reasonable knowledge of the banking processes related to commercial lending, especially corporate loans.

Responsible for delivering 100% quality, meeting strict deadlines and ability to work under pressure.

Key Competencies-

MBA (Finance) / CA (CPA equivalent) / CFA

Experience of 2-7 years in spreading

Proven track record of process handling and client management

• Proficient in Advanced MS Excel

Prior experience of working on Moody’s Risk Analyst (MRA) is preferred

Excellent written and spoken communication skills

Interested Candidates please share CV's at jayshree.chutani@acuitykp.com

Title : Sr. Associate

Location : Gurgaon (Work from office)

Notice Period : Immediate - 0-60 days