AVP Credit Risk & Policy - Consumer Loans - Digital Lending

About DMI :

Led by technology, powered by creative thinking and driven by innovative partnerships, DMI is reimagining the transmission of credit in India.

Founded in 2008 by Shivashish Chatterjee and Yuvraja C. Singh, and supported by a deeply experienced team, DMI has grown into a pan-India credit platform with core businesses in corporate lending, housing finance, digital consumer and MSME finance and asset management.

DMI is supported by global institutional investors, strategic family offices and leading banks and public market creditors in India.

Job Description :

Purpose : Manage and strategize on end-to-end credit underwriting and monitoring of portfolio of personal loans through digital journey.

Accountabilities :

• Underwriting Policies :
• Working on solutions for credit underwriting basis different product constructs
• Closely work with Data Science team to analyse of the underwriting models prepared by them and validate the performance of the same on current portfolio
• Determining performance benchmarks and identify course of action in case of breach
• Automation of Credit Policies to ensure no / minimal manual Intervention in assessing the creditworthiness
• Determining the right pricing basis segmentation

Working on standardization of policies and processes.

2. Performance monitoring :

3. New Partner Integrations

4. Relationship Management :

Qualifications :

Minimum Qualification required : Postgraduate in Finance / Statistics / Management from A institutes

Qualifications preferred : BTech with MBA

Skills & Knowledge :

Main Skills : -

Applicant should be Proficient in -

Technical Skills : -

Demonstrated Experience in R / Python (preferred), SQL (MANDATORY), Advanced Excel etc.