Risk Manager-Support Services-Consumer Risk

Key Responsibilities :

• Develop and implement risk management policies and procedures for the unsecured business lending products.
• Drive policy and process changes basis portfolio trends and market conditions.
• Monitor and manage portfolio risk, including credit, market, and operational risks.
• Track and monitor portfolio health and loss rates of the vertical to deliver acceptable loss rates for the business.
• Work with Analytics & Data Science teams to build and implement scoring models to drive process efficiency and risk classification.
• Work closely with stakeholders to build a robust Risk Governance framework, portfolio monitoring and CGTMSE monitoring process.
• Liaise with the Tech team to automate processes, improve workflows and implement risk policies through BREs (Business Rule Engines).
• Performing hind sighting and quick mortality analysis to deliver key actionable insights to management and internal stakeholders.
• Regularly review and update risk policies to reflect changes in market conditions, products, or business practices.