Lead Credit Risk Strategy

Dear Candidate : Overview :

We are seeking a highly analytical and detail-oriented professional to join our Credit Risk Strategy team. The Risk Strategy Specialist will be responsible for developing data-driven strategies and policies to enhance risk management, evaluate framework effectiveness, manage subject specific dashboards and mentor team members. This role requires strong analytical skills, proficiency in data tools, and a deep understanding of consumer banking products and credit risk.

Responsibilities :

• Drive tactical and strategic risk analytics for US bank Risk teams.
• Develop risk policies for POS lending, BNPL, and credit cards.
• Develop and implement comprehensive credit risk strategies to manage and mitigate risk across various credit products.
• Design A / B testing frameworks using DOE to enhance risk management.
• Lead the development of new rules and strategy by leveraging the existing data, managing the campaigns / monthly / ad-hoc dashboards, analyzing the trends and performing ad-hoc analysis.
• Perform policy analytics to ensure accurate customer targeting. Recommend improvements to business strategies and risk policies across acquisition and collections.
• Evaluate policy effectiveness, manage dashboards, and analyze performance metrics.
• Collaborate with cross-functional Risk Management teams. Summarize and report insights to senior leadership.
• Maintain strong credit risk knowledge.
• Manage projects with accuracy and timely delivery.
• Mentor and develop team members.

Qualifications :

Thanks,

Bhavika