Mortgage Specialist

TCS BPS IS HIRING FOR Mortgage Specialist role at Pune!

Kindly go through the norms below and apply only if its relevant for

Job Role : Mortgage Specialist

Job Location : Pune

Experience required :

2 to 6 years of work experience in Mortgage origination / servicing domain

Job Requirement :

Any full-time graduate (10+2+3).

Immediate joiners are preferred.

Willingness to work in night shifts.

Mode of Salary credit should be through banks from all the employers (No cash in hand)

All educational and employment documents are mandatory to have

Skill Requirement :

Experience in mortgage servicing / mortgage origination is preferred.

Strong understanding of mortgage products, loan processes and financial regulations i

Good Analytical skills, excellent judgment, logic and reasoning

Being Flexible for working in Multiple Shifts

Computer literate and strong familiarity with credit financial analysis techniques

Excellent verbal and written communication and interpersonal skills

Ability to work independently in a Team environment

Job Description :

Reviews forms, disclosures, and other documents to validate information and ensure compliance with applicable laws and regulations

Tracks compliance questions and requirements

Closely work with underwriters for Various denial reasons and Denial codes

Communicates with loan officers / area managers / team members to provide direction and guidance on applicable regulations.

Knowledge of two federal laws the Equal Credit Opportunity Act (ECOA), as implemented by Regulation B, and the Fair Credit Reporting Act (FCRA)

Disclosure requirements under the FCRA mandated by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act)

Take action on the application and notify the applicant according to Regulation B’s standard notice requirements

Validates the denial codes are Accuracy of the codes

Knowledge of underwriting policies and guidelines.

" TCS does not charge any fee at any stage of the recruitment & selection process. TCS has not authorized any person / agency / partner to collect any fee for recruitment from candidates. If you notice the above, please bring it to our attention immediately.