Associate - Banking Operations

About Zeta

Zeta is a Next-Gen Banking Tech company that empowers banks and fintechs to launch banking products for the future. It was founded by Bhavin Turakhia and Ramki Gaddipati in 2015. Our flagship processing platform - Zeta Tachyon - is the industrys first modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and many more capabilities as a single-vendor stack. 20M cards have been issued on our platform globally. Zeta is actively working with the largest Banks and Fintechs in multiple global markets transforming customer experience for multi-million card portfolios. Zeta has over 1700 employees - with over 70 PERCENT roles in R&D - across locations in the US , EMEA , and Asia . We raised $280 million at a $1.5 billion valuation from Softbank, Mastercard, and other investors in 2021. Learn more @ www.zeta.tech , careers.zeta.tech , LinkedIn , Twitter

About the Role

Zeta is looking to hire an Associate for the Business Operations - Credit Card unit in our offices in Bangalore. We are looking for candidates who have relevant experience in credit card operations management. The candidates should possess experience in credit cards dispute resolution, settlement and reconciliation.

Responsibilities

• Conduct daily, weekly, and monthly reconciliation of prepaid wallet transactions including credits, debits, and cashback.
• Review transaction reports and statements to identify discrepancies between internal systems and external bank / partner statements.
• Investigate and resolve reconciliation discrepancies by coordinating with relevant teams (Operations, IT, and partners).
• Ensure that all reconciliations are completed in a timely manner and meet compliance and audit requirements.
• Monitor prepaid wallet balances and ensure accuracy in records and reports.
• Collaborate with technical teams to improve reconciliation processes and system performance.
• Manage and reconcile chargebacks, refunds, and failed transactions.
• Prepare reports on reconciliation status and escalate unresolved issues as needed.
• Ensure proper documentation of reconciliation processes and transaction history.
• Assist in the development and improvement of reconciliation procedures and controls to enhance efficiency and accuracy.

Skills

Education & Qualifications

Expectations

Equal Opportunity

Zeta is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We encourage applicants from all backgrounds, cultures, and communities to apply and believe that a diverse workforce is key to our success.

Locations - Mumbai