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US Mortgage Live Underwriter
US Mortgage Live UnderwriterFirstsource • Delhi, India
US Mortgage Live Underwriter

US Mortgage Live Underwriter

Firstsource • Delhi, India
16 days ago
Job description

Underwriter and Sr Underwriter

Experience required for the Job : 3+ years

Job Location : Mumbai / Chennai / Bangalore / Hyderabad

Key skills : Underwriting, US mortgage

Position Overview

Candidate should have total 3+ years of US mortgage underwriting experience

  • Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit
  • Should have good analytical and problem-solving skills
  • Should have decision-making skill when applying in business judgment
  • Evaluate complete loan documents and should provide approval or denial decision
  • Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation
  • Thorough income calculation – Salaried income, business income, retired other income and rental income
  • Complete review of Collateral and property valuation
  • Assets verification include borrower’s bank account statement, retirement accounts, mutual funds and other investments.
  • Credit analysis based on borrower’s Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer
  • Validating and processing the Loan documents on behalf a Mortgage lender organization.
  • Evaluating evidence of borrower’s willingness and ability to repay the obligation
  • Good communication, Presentation skills, Self-motivated and hard working

About Job :

  • Minimum 3 years of Underwriting experience in US Mortgage.
  • Sound knowledge of US Residential mortgage
  • Exposure of Underwriting processes & guidelines.
  • Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.
  • Interested candidates please share your resumes to below number or email.

    Mobile : 8825506927

    Mail : sam.jeshurin@firstsource.com

    ⚠️ Disclaimer :

    Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or sam.jeshurin@firstsource.com email addresses.

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