Credit Appraisal : Conduct thorough credit appraisals for Loan Against Property (LAP) applications.
Risk Assessment : Accurately assess credit risks associated with LAP proposals and provide well-reasoned recommendations.
Policy Adherence : Ensure strict adherence to established credit policies, guidelines, and regulatory frameworks.
Quality Underwriting : Maintain and ensure high-quality underwriting standards for all LAP cases, minimizing potential risks to the organization.
Team Collaboration : Work closely with sales teams and other stakeholders to facilitate a smooth and efficient credit process.
What Makes You a Good Fit :
Proven experience in credit appraisal and risk assessment for Loan Against Property (LAP).
Strong understanding of credit policies and underwriting standards in the financial services sector.
Excellent analytical and decision-making skills.
Ability to identify and mitigate potential credit risks effectively.
Good communication and interpersonal skills.
ref : iimjobs.com)
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Area Manager • Mumbai, India
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