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Rathi - Manager - Collections

Rathi - Manager - Collections

Anand Rathi GroupMumbai, India
4 hours ago
Job description

Key Responsibilities :

  • Hard Bucket Collections Management
  • Efficiently manage hard bucket collections for SME LAP (Secured Loan Against Property) accounts.
  • Portfolio Handling
  • Ensure effective collections from the assigned portfolio with the goal of reducing delinquency and minimizing NPAs.
  • Legal Recovery Actions

Handle legal proceedings including :

  • Section 138 (Cheque Bounce)
  • Arbitration
  • SARFAESI Act (Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest)
  • NPA Resolution Focus
  • Drive initiatives to resolve NPAs and recover dues from default accounts.
  • Bucket Flow Control
  • Prevent accounts from flowing into higher delinquency buckets by focused follow-up and recovery efforts.
  • Field Visits & Execution Conduct timely field visits to assess customer situations and ensure ground-level recovery actions.
  • Cross-Functional Collaboration - Coordinate closely with the Sales, Operations, and Legal Teams to ensure effective and timely resolutions.
  • Qualifications & Requirements :

  • Experience : 5+ years in collections with a focus on secured loans, particularly SME LAP.
  • Knowledge of Legal Procedures in loan recovery is essential.
  • Strong interpersonal and negotiation skills.
  • Willingness to conduct field visits as needed.
  • ref : iimjobs.com)

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    Manager • Mumbai, India

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