Senior Credit Risk Manager

Functional Expertise (Credit Risk Policy) :

• Design, develop and implement robust risk policies and procedures for Term loans (Retail), Term loans (MSME), Unsecured / Secured Revenue based, Supply Chain, Invoice based financing ensuring alignment with the organization’s risk appetite and regulatory requirement.
• Hands-on experience in designing & developing credit policies & conduct risk assessments and analysis for unsecured lending portfolios, identifying potential risks
• Evaluation of business & policies of various partners & review parameters critical before go-live & monitoring of portfolio.
• Oversee credit risk management activities, BRE rules, underwriting standards, and portfolio monitoring, to optimize portfolio performance.
• Stay abreast of regulatory developments and ensure strict compliances with relevant regulations, guidelines, and industry standards pertaining to unsecured / secured lending for Revenue Based / Supply Chain / Invoice Financing for higher ticket size
• Collaborating with relevant stakeholders including partners, Business Team, Operations, Legal, Tech, Compliance and other support team to integrate risk alignment with the overall organization goal
• Engaged in regular Credit Quality Review, track key Credit Metrics, identifying and gathering all critical information pertaining to Credit Risk on lending book and suggesting credit risk mitigation strategies as a part of regular and ad hoc presentation to management

Problem Solving :

Interaction :

Qualification & Experience

space.

loans, etc.

Skills & know-how